Southwest Rapid Rewards® Premier Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 22.99% (Variable)
Balance Transfer
15.99% ‐ 22.99% (Variable)
Rewards
1 - 2 points
Signup Bonus
65000 points (after spending $2,000)


8.1/10
Informr score
The Southwest Rapid Rewards® Premier Credit Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 18 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Southwest Rapid Rewards® Premier Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


ValuePenguin

Offers plenty of benefits for a loyal Southwest flyer seeking to earn more Rapid Rewards points. The value of the 6,000-point anniversary bonus on its own covers most of the card's $99 annual fee. If you spend a few thousand dollars on Southwest airfare each year, the card's double-point bonus on So...

- Robin Ratcliff, ValuePenguin
Your Mileage May Vary

If you’re an infrequent Southwest flyer and just want to get the signup bonus, and that’s all, the Southwest Priority card will do that. 41,000 points for $99 and $1,000 in spending isn’t a bad deal. However, if you buy at least four Southwest tickets a year and can use the Priority Boarding upgrade...

- joeheg, Your Mileage May Vary
The Simple Dollar

If you’re looking for luxury travel perks, this may not be the right travel rewards credit card for you. But if you’re already a no-frills Southwest frequent flyer, you can quickly earn points and make your next vacation a little cheaper with the Southwest Rapid Rewards® Premier Credit Card.

- Nicki Escudero, The Simple Dollar
The Points Guy

If you decide to pursue the Companion Pass by combining sign-up bonuses, the Southwest Rapid Rewards Premier Credit Card is a good avenue for doing so. Even though some people will come out ahead by opting for the Priority card and the $75 annual Southwest travel credit it carries, the Premier offer...

- Ethan Steinberg, The Points Guy
Credit Card Insider

It’s a potentially valuable card, but only for the Southwest Airlines enthusiast. And its benefits don’t quite measure up to some of the better airline cards at the same fee tier.

- Sean Messier, Credit Card Insider

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 65000 points after spending $2,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

Spent on Southwest Airlines purchases.

Pharmacy No
Bills No
Additional Details

Receive 6,000 bonus points after your cardmember anniversary.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- First and second checked bags fly free

- Lost Luggage Reimbursement

- Baggage Delay Insurance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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