Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe Southwest Plus Card is a good entry-level credit card for someone who wants to earn Rapid Rewards points without paying a high annual fee. The card is offering a huge welcome bonus that includes Companion Pass, 3,000 points on your cardmember anniversary every year, two EarlyBird check-ins per y...
- Jennifer Yellin, The Points GuyFor only $69 per year, this card comes with one of the best sign-up bonuses we’ve seen from the Southwest card lineup. The ability to earn 30,000 points and a Companion pass is enough to make this card worth considering, especially for those who like Southwest but only fly with the airline occasiona...
- Brett Holzhauer, CNBCThe Southwest Rapid Rewards® Plus Credit Card gives cardholders the opportunity to earn valuable Rapid Rewards points on their purchases without having to worry about paying a large annual fee. Thanks to a lucrative welcome offer paired with a low spending threshold, you can quickly snag more than 4...
- Kelli Pate, CreditCards.comThe Southwest Rapid Rewards Plus card is a great card for both Southwest Airlines fanatics and the more casual rewards card user, due to its generous sign-up bonus and many options for domestic travel.
- Simon Zhen, MyBankTrackerWhether it is for personal or business purposes, signing up for a travel rewards credit card is a great way for regular travelers to rack points and miles towards future travels fares. If you happen to be a frequent customer of Southwest Airlines, then the would be a welcomed companion on your trips...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $69.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 points after spending $5,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
2 points per $1 spent On Southwest® purchases, local transit, car rental partner, and commuting, including rideshare |
| Pharmacy | No |
| Bills |
2 points per $1 spent On internet, cable, phone services and select streaming |
| Additional Details |
Receive 3,000 bonus points after your cardmember anniversary |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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