Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe Southwest Plus Card is a solid entry-level airline credit card, and this is an especially good time to pick it up, given the bonus. If you want a credit card from Southwest and want as low of an annual fee as possible, then this card could make sense for you.
- Jennifer Yellin, The Points GuyFor only $69 per year, the Southwest Rapid Rewards Plus card comes with an enticing sign-up bonus that’s enough to make this card worth considering, especially for those who like Southwest but only fly with the airline occasionally.
- John Csiszar, GOBankingRatesIf you’re just dipping your toe into the world of Southwest Airlines, the large sign-up bonus and kickers for Southwest purchases may be more than enough to offset the $69 annual fee for you. However, if you’re a more frequent Southwest traveler, you’d likely be better served with the enhanced featu...
- Kat Tretina, FinanceBuzzThe Southwest Airlines Rapid Rewards Plus Card is designed for travelers who enjoy booking flights with the budget airline. If you fly on Southwest at least a couple of times a year, you could quickly rack up rewards for future travel. Southwest offers several different credit card options, but the...
- Garrett Yarbrough, BankrateThe Southwest Rapid Rewards Plus card offers solid entry-level rewards and benefits for frequent flyers and is much improved after its latest update. However, depending on how often you fly with Southwest and where your biggest expenses lie, you’ll probably find more value with a higher-tier Southwe...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.74% ‐ 26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.74% ‐ 26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $69.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 points after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
2 points per $1 spent On Southwest® purchases, local transit, car rental partner, and commuting, including rideshare |
| Pharmacy | No |
| Bills |
2 points per $1 spent On internet, cable, phone services and select streaming |
| Additional Details |
Receive 3,000 bonus points after your cardmember anniversary |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Southwest Rapid Rewards® Plus Credit Card