Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelli Pate, CreditCards.comThe Southwest Rapid Rewards Plus card is a great card for both Southwest Airlines fanatics and the more casual rewards card user, due to its generous annual bonus and many options for domestic travel.
- Angela Fung, Business InsiderThe Southwest Rapid Rewards® Plus Credit Card is a solid choice if you fly with Southwest and want to earn a lucrative welcome bonus for the lowest annual fee. However, if you fly Southwest often, other Southwest personal cards could be a better fit if you can make the most of the benefits.
- Garrett Yarbrough, BankrateThis card offers solid entry-level rewards and benefits for frequent flyers, though you’ll probably find more value with a higher-tier Southwest card or general-purpose travel card.
- Jennifer Yellin, Emily Thompson, The Points GuyFor only $69 per year, the Southwest Rapid Rewards Plus card allows you to earn enough points to make it well worth the annual fee. Plus, it comes with a handful of benefits that can justify keeping the card in your wallet every year.
- Ben Schlappig, One Mile at a TimeThe Southwest Plus Card is a good entry-level credit card for someone who wants to earn Rapid Rewards points without paying a high annual fee.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $69.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 points after spending $1,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
2 points per $1 spent On Southwest® purchases, local transit, car rental partner, and commuting, including rideshare |
| Pharmacy | No |
| Bills |
2 points per $1 spent On internet, cable, phone services and select streaming |
| Additional Details |
Receive 3,000 bonus points after your cardmember anniversary |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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