Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- JT Genter, ForbesThe Southwest® Rapid Rewards® Performance Business Credit Card is an ideal choice for frequent Southwest travelers. The benefits—including upgraded boarding, free in-flight Wi-Fi, Global Entry, TSA PreCheck® or NEXUS credit and the spending bonuses on more than just Southwest purchases—more than mak...
- Holly Johnson, CnetThe Southwest® Rapid Rewards® Performance Business Credit Card is the most rewarding business credit card from the airline, but it’s also the one with the highest annual fee. With that in mind, this business card is best for business owners who travel frequently and spend a lot of money with Southwe...
- Dan Miller, Points with a CrewIf you are a small business owner and a frequent Southwest traveler, this card could serve your business well! Although the welcome offer requires a significant amount of spending, it also gives a big boost to your Southwest Rapid Rewards balance and possibly earn you the Southwest Companion Pass a...
- Robin Ratcliff, CreditCards.comBusiness owners who fly frequently on Southwest Airlines and have the means to foot a $199 annual fee should take a good look at the Southwest Rapid Rewards Performance Business Credit Card. With special perks for Southwest flyers — including four upgraded boardings per year — and an especially high...
- Madison Blancaflor, The Points GuyIf you're a business owner who flies Southwest frequently, the Southwest Performance Business card is a great option. You'll get great value from its Southwest-specific perks and the high welcome bonus. However, you'll want to choose a different product if you only occasionally fly Southwest or spen...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $199.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
80000 points after spending $5,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 3 points per $1 spent |
| Travel |
4 points per $1 spent On Southwest Airlines® purchases |
| Pharmacy | No |
| Bills |
2 points per $1 spent On internet, cable, and phone services |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
Employee cards at no additional cost and earn points on employee spending |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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