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Smith’s Rewards World Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
17.74% ‐ 30.74% (Variable)
Interest Rate: Purchases
17.74% ‐ 30.74% (Variable)
Balance Transfer
17.74% ‐ 30.74% (Variable)
Balance Transfer
17.74% ‐ 30.74% (Variable)
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
-
Signup Bonus
-


Am I eligible?


Smith’s Rewards World Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 17.74% ‐ 30.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.74% ‐ 30.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries 2% cash back

Only in Kroger Family of Companies (excluding fuel centers).

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

5% cash back on mobile wallet purchases for the first $3,000, then 1% thereafter

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Travel Assistance Services
  • Travel & Lifestyle Benefits
  • Emergency Card Replacement
  • Mastercard ID Theft Protection
  • Save an additional 25¢ per gallon of fuel every day each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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