Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Skypass Visa® Secured Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
16.24% (Variable)
Balance Transfer
16.24% (Variable)
Signup Bonus

Informr score
The Skypass Visa® Secured Card currently has an Informr score of 7.1 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Skypass Visa® Secured Card is typically available to those with minimum_credit_score.10 credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $300.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The SKYPASS Visa Secured card can be a compelling choice for domestic and expat travelers who want to build their credit as they also earn miles towards airline tickets on Korean Air along with more than 20 airlines, including Delta, KLM and Air France. True, the card has a $50 annual fee, but its c...

- Mitchell Strohm, Investopedia
The Balance

The SKYPASS Visa Secured Card stands out as a secured card for travelers. Miles are earned in Korean Air’s SKYPASS program and can be redeemed and earned on their airline partners such as Delta.

- Reyna Gobel, The Balance

With the SKYPASS Visa Secured credit card, you can rebuild your credit while earning travel rewards. However, it’s important to note that this isn’t the only good secured card available. Carefully consider your needs and shop around to see which secured credit card best helps you reach your goals.

- Miranda Marquit, LendEDU
Wise Bread

Best for those who are just starting out or are in the process of rebuilding credit, and frequently travel with Korean Air. It is important that you are able to take advantage of the bonus opportunities for the fees and expenses attached the card to be worth it.

- Christina Majaski, Wise Bread

This card is a solid option for frequent travelers who are looking to build their credit history. Flexible credit limits and a rewards program make it a strong choice among other secured credit cards.

- Finder


Interest Rates
Regular APR Interest Rate 16.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $50.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $5

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


Of each transaction in foreign currencies.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus

Earn 5,000 bonus miles after your first purchase.

All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 1,000 Bonus miles at renewal.
  • Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Minimum Security Deposit $300
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Skypass Visa® Secured Card

Rate It: