Simmons Bank Visa Platinum Rewards review

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Advertiser Disclosure

Interest Rate: Purchases
12.5%
Balance Transfer
12.5%
Rewards
1 point
Signup Bonus
-


8.5/10
Informr score
The Simmons Bank Visa Platinum Rewards currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Simmons Bank Visa Platinum Rewards is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate

Don’t let the modest perks fool you, the Simmons Bank Visa Platinum Rewards card is no entry-level credit card. It requires excellent credit, so if you’re just establishing or repairing your credit, then you might want to keep looking.

- Natalie Campisi, Bankrate
Finder

If you’re looking for a low interest credit card that accumulates travel rewards points among other perks, the Simmons Bank Visa Platinum Rewards Card could be a helpful solution.

- Finder

Details


Interest Rates
Regular APR Interest Rate 12.5%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.5%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 16.5%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $4, maximum of $50

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Bankrate

A great card if you must carry a balance

from Bankrate

Don’t let the modest perks fool you, the Simmons Bank Visa Platinum Rewards card is no entry-level credit card. It requires excellent credit, so if you’re just establishing or repairing your credit, then you might want to keep looking.

Read full review

Don’t let the modest perks fool you, the Simmons Bank Visa Platinum Rewards card is no entry-level credit card. It requires excellent credit, so if you’re just establishing or repairing your credit, then you might want to keep looking.

Read full review

Less

Finder

A low variable interest rate card that give you more rewards the more you spend

If you’re looking for a low interest credit card that accumulates travel rewards points among other perks, the Simmons Bank Visa Platinum Rewards Card could be a helpful solution.

Read full review

If you’re looking for a low interest credit card that accumulates travel rewards points among other perks, the Simmons Bank Visa Platinum Rewards Card could be a helpful solution.

Read full review

Less

User Reviews


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