Simmons Bank Visa Platinum review

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Advertiser Disclosure

Interest Rate: Purchases
10
Balance Transfer
10
Rewards
-
Signup Bonus
-


8.8/10
Informr score
The Simmons Bank Visa Platinum currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Simmons Bank Visa Platinum is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CardRatings.com

It offers something that most elite credit cards don't provide: free balance transfers. That means you can pair this account with your favorite rewards credit card or cash back credit card whenever you can't pay off a purchase within a single statement cycle. This one-two punch can help you finance...

- Curtis Arnold, CardRatings.com
Wise Bread

There are individuals with no current debt that realize that they may possibly incur debt in the future. These cardholders would be wise to have the Simmons Bank Visa Platinum available in order to minimize their interest costs in the future.

- Jason Steele, Wise Bread
Bankrate

If you carry a balance on your credit card, you’re probably paying too much in interest. The Simmons Bank Visa Platinum card’s low annual-percentage rate can help you keep a little more of your hard-earned cash in your wallet.

- Robin Saks Frankel, Bankrate
Finder

If you’re looking for a credit card with few fees, and a low interest rate, the Simmons Bank Visa Platinum card could be a helpful solution. Offers multiple perks, and has been named best credit card by numerous publications.

- Finder
MyBankTracker

This card is best for those who typically carry balances from month to month and should rely more on a low-interest, low-fee credit card than cards that include extra rewards or benefits. Also, if you are currently working on paying down a balance on a credit card with a high APR, you can break free...

- Christina Majaski, MyBankTracker

Details


Interest Rates
Regular APR Interest Rate 10%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 10%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 14%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $4

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


CardRatings.com

Best card for balance transfers

from CardRatings.com

It offers something that most elite credit cards don't provide: free balance transfers. That means you can pair this account with your favorite rewards credit card or cash back credit card whenever you can't pay off a purchase within a single statement cycle. This one-two punch can help you finan...More

It offers something that most elite credit cards don't provide: free balance transfers. That means you can pair this account with your favorite rewards credit card or cash back credit card whenever you can't pay off a purchase within a single statement cycle. This one-two punch can help you finance large purchases, like appliances or vacations, when you don't have access to a zero interest teaser rate from another lender.

Read full review

Less

Wise Bread

The lowest standard APR available

from Wise Bread

There are individuals with no current debt that realize that they may possibly incur debt in the future. These cardholders would be wise to have the Simmons Bank Visa Platinum available in order to minimize their interest costs in the future.

Read full review

There are individuals with no current debt that realize that they may possibly incur debt in the future. These cardholders would be wise to have the Simmons Bank Visa Platinum available in order to minimize their interest costs in the future.

Read full review

Less

Bankrate

The super-low APR makes this card shine

from Bankrate

If you carry a balance on your credit card, you’re probably paying too much in interest. The Simmons Bank Visa Platinum card’s low annual-percentage rate can help you keep a little more of your hard-earned cash in your wallet.

Read full review

If you carry a balance on your credit card, you’re probably paying too much in interest. The Simmons Bank Visa Platinum card’s low annual-percentage rate can help you keep a little more of your hard-earned cash in your wallet.

Read full review

Less

Finder

One of the lowest variable APR credit cards in the market

If you’re looking for a credit card with few fees, and a low interest rate, the Simmons Bank Visa Platinum card could be a helpful solution. Offers multiple perks, and has been named best credit card by numerous publications.

Read full review

If you’re looking for a credit card with few fees, and a low interest rate, the Simmons Bank Visa Platinum card could be a helpful solution. Offers multiple perks, and has been named best credit card by numerous publications.

Read full review

Less

MyBankTracker

Helps save money through a low APR

from MyBankTracker

This card is best for those who typically carry balances from month to month and should rely more on a low-interest, low-fee credit card than cards that include extra rewards or benefits. Also, if you are currently working on paying down a balance on a credit card with a high APR, you can break f...More

This card is best for those who typically carry balances from month to month and should rely more on a low-interest, low-fee credit card than cards that include extra rewards or benefits. Also, if you are currently working on paying down a balance on a credit card with a high APR, you can break free and pay down your balance faster by transferring it to this card. 

Read full review

Less

User Reviews


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