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Serve® Cash Back review

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Advertiser Disclosure

Card Price
-
Card Maintenance Fee
$7.95 per month
Rewards
Yes
Signup Bonus
No


What the Critics Are Saying...


BestCards
BestCards

The American Express Serve Card is a prepaid card that acts in much the same way as the American Express Bluebird – a prepaid offering from Amex and Walmart. And like with the Bluebird, account management is easy with the American Express Serve: login to the American Express Serve app, and you’ll ha...

- BestCards
PrepaidCards123
PrepaidCards123

While still offering all of the features of the basic Serve card, the Cash Back version offers 1% cash back for all purchases, with no cap. The trade-off is the higher monthly fee. The Cash Back Serve card charges $7.95 per month. The basic Serve card charges $6.96 and that fee is waived if you use...

- PrepaidCards123
SuperMoney
SuperMoney

The American Express Serve Cash Back is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or over...

- SuperMoney

Details


Overview
Card Price $0.00

Up to $3.95 on physical stores

Activation Fee $0.00
Card Maintenance Fee $7.95 per month

No fee for residents of NY, TX, or VT. No fee for residents of AR until you register your card.

Minimum Load Amount $1.00
Maximum Load Amount $10,000.00
Max Balance $100,000.00
Transaction Fees
Add Money
Direct Deposit
$0.00
Cash Loads
$3.95

Maximum. This fee varies by retailers.

Card to card transfer
$0.00
Spend Money
Purchase Fee
$0.00
Bill Payment
$0.00
Foreign Transaction Fee
2.7%
Get Cash
ATM withdrawal fee (Domestic) - In Network
$0.00
ATM withdrawal fee (Domestic) - Out of Network
$2.50

You may also be charged a fee by the ATM operator

ATM withdrawal fee (International)
Unknown
Over-the-counter cash withdrawal (Domestic)
$9.49

Depends on the withdrawal amount:

  • $3.49 per withdrawal for cash out up to $500
  • $6.49 per withdrawal for cash $500.01-$1,000
  • $9.49 per withdrawal for cash $1,000.01-$2,900
Over-the-counter cash withdrawal (International)
Unknown
Other
Balance Inquiry (at ATM)
$0.00
Inactivity
$0.00
Card replacement
$5.00
Card Replacement and Express Delivery Fee
$20.00
Monthly Paper Statements
$0.00
Custom Card Fee OR Customization
$0.00

Not Available

Promotions
Sign up bonus -
Rewards

1% cash back when you spend money in stores or online

Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability No
Fraud Protection Yes
Custom Design No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Purchase Protection
  • Emergency Assistance
  • Roadside Assistance
  • Amex Offers
Eligibility
Minimum Age 18
Temporary Residents Yes
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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