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Serve® Cash Back review

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Advertiser Disclosure

Card Price
Card Maintenance Fee
$7.95 per month
Signup Bonus

What the Critics Are Saying...


The American Express Serve Card is a prepaid card that acts in much the same way as the American Express Bluebird – a prepaid offering from Amex and Walmart. And like with the Bluebird, account management is easy with the American Express Serve: login to the American Express Serve app, and you’ll ha...

- BestCards

The American Express Serve Cash Back is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or over...

- SuperMoney


Card Price $0.00

Up to $3.95 on physical stores

Activation Fee $0.00
Card Maintenance Fee $7.95 per month

No fee for residents of NY, TX, or VT. No fee for residents of AR until you register your card.

Minimum Load Amount $1.00
Maximum Load Amount $10,000.00
Max Balance $100,000.00
Transaction Fees
Add Money
Direct Deposit
Cash Loads

Maximum. This fee varies by retailers.

Card to card transfer
Spend Money
Purchase Fee
Bill Payment
Foreign Transaction Fee
Get Cash
ATM withdrawal fee (Domestic) - In Network
ATM withdrawal fee (Domestic) - Out of Network

You may also be charged a fee by the ATM operator

ATM withdrawal fee (International)
Over-the-counter cash withdrawal (Domestic)

Depends on the withdrawal amount:

  • $3.49 per withdrawal for cash out up to $500
  • $6.49 per withdrawal for cash $500.01-$1,000
  • $9.49 per withdrawal for cash $1,000.01-$2,900
Over-the-counter cash withdrawal (International)
Balance Inquiry (at ATM)
Card replacement
Card Replacement and Express Delivery Fee
Monthly Paper Statements
Custom Card Fee OR Customization

Not Available

Sign up bonus -

1% cash back when you spend money in stores or online

Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability No
Fraud Protection Yes
Custom Design No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Purchase Protection
  • Emergency Assistance
  • Roadside Assistance
  • Amex Offers
Minimum Age 18
Temporary Residents Yes
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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