Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebekah Hovey, CreditCards.comA generous cash back rate in a variety of practical everyday categories makes the SavorOne Student card a solid starter cash back card, but the card’s APR could pose a risk to students new to credit
- Jennifer Doss, CardRatings.comThe Capital One SavorOne Student Cash Rewards Credit Card is a good card. With great everyday rewards earning, low fees, and a lot of security and travel benefits it is a great card for students who are looking to build their credit while earning some rewards in the process.
- Garrett Yarbrough, BankrateThis card is a great option for students entering the world of credit cards and cash back rewards. It covers several common categories for college students and carries minimal fees. Although some competitors may have higher boosted rates in some categories, the SavorOne Student card won’t require yo...
- David McMillin, Joseph Hostetler, Business InsiderThe Capital One SavorOne Student Cash Rewards Credit Card is a great pick for students who spend a lot on food and going out, because it earns 3% cash back on dining, groceries, streaming, and entertainment. You'll even get 10% back on Uber and Uber Eats spending through November 14, 2024.
- Chris Butsch, MoneyUnder30With generous rewards balanced by potentially sky-high interest rates, the Capital One SavorOne Student Cash Rewards Credit Card is best suited for the student who earns big and spends big. If you have consistent income and don’t think you’ll miss a payment, it may be a fit.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
0% |
| Cash Advance Fee |
$3.00 Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$50 after spending $100 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | No |
| Groceries | 3% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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