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The Santander Sphere Credit Card currently has an Informr score of 8 out of 10.
This score is based on our evaluation of 4
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Santander Sphere Credit Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Sphere Credit Card offers a top-of-the-line 0% APR period. A few other products give you a comparable introductory interest rate, but the Sphere Credit Card offers the uncommon perk of rewards. This sweetener gives the card a leg up on the competition.
Compared to other cards, the Santander Sphere Credit Card is lacking in marketable advantages. It does have its merits, however, such as 1X cash back on all purchases, and a hefty period of 0% Intro APR Balance Transfers. The 1X points back is alright, but it is the APR rate that makes this card sta...
- Hilary Tran, Bank Deal Guy
The sign up bonus on this card is only $100, there are a lot of higher cash sign up bonuses out there. This card also earns 1x point on all purchases. It’s not worth considering for the balance transfer option, the balance transfer fee makes it pointless to even consider before even thinking about t...
- William Charles, Doctor Of Credit
If you have high interest rate credit card debt, this could be an excellent option to pay off your debt faster. Just make sure you complete your balance transfer as quickly as possible. We also recommend that you set up an automatic payment, so that you always pay on time. If you are 60 days late, y...
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