Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- FinderIf you spend a lot on everyday purchases, the Santander Bravo credit card may be a great pick. It offers a strong 3x points on supermarket, gas station and restaurant purchases, and its bonus-point cap is high.
- Hilary Tran, Bank Deal GuyIt has no stand out features that would make it extraordinary. It also comes with an annual fee. However, before you completely disregard this card, what makes it worthwhile from it’s practically standard rewards and bonus structure is that there’s no balance transfers nor cash advance fees attached...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.74% ‐ 24.74% This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.74% ‐ 24.74% (0% for the first 18 months)
|
| Cash Advance Interest Rate |
26.74% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$49.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus |
$100 after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent (on first $15000 spent) On combined purchases with gas and groceries per calendar quarter. |
| Gas |
3 points per $1 spent (on first $15000 spent) On combined purchases with restaurants and groceries per calendar quarter. |
| Groceries |
3 points per $1 spent (on first $15000 spent) On combined purchases with restaurants and gas per calendar quarter. |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Santander Bravo Credit Card