NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.

Santander Bravo Credit Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
17.74% ‐ 24.74%
Balance Transfer
17.74% ‐ 24.74% (0% for the first 18 months)
Rewards
1 - 3 points
Signup Bonus
$100 after spending $1,000


8.6/10
Informr score
The Santander Bravo Credit Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Santander Bravo Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

If you spend a lot on everyday purchases, the Santander Bravo credit card may be a great pick. It offers a strong 3x points on supermarket, gas station and restaurant purchases, and its bonus-point cap is high.

- Finder
Bank Deal Guy

It has no stand out features that would make it extraordinary. It also comes with an annual fee. However, before you completely disregard this card, what makes it worthwhile from it’s practically standard rewards and bonus structure is that there’s no balance transfers nor cash advance fees attached...

- Hilary Tran, Bank Deal Guy

Details


Interest Rates
Regular APR Interest Rate 17.74% ‐ 24.74%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.74% ‐ 24.74% (0% for the first 18 months)
  • Intro rate applies on balances transferred within the first 90 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 26.74%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus $100 after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent (on first $15000 spent)

On combined purchases with gas and groceries per calendar quarter.

Gas 3 points per $1 spent (on first $15000 spent)

On combined purchases with restaurants and groceries per calendar quarter.

Groceries 3 points per $1 spent (on first $15000 spent)

On combined purchases with restaurants and gas per calendar quarter.

Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Santander Bravo Credit Card

Rate It:

Critic Reviews


Finder

A great balance transfer promotion

If you spend a lot on everyday purchases, the Santander Bravo credit card may be a great pick. It offers a strong 3x points on supermarket, gas station and restaurant purchases, and its bonus-point cap is high.

Read full review

If you spend a lot on everyday purchases, the Santander Bravo credit card may be a great pick. It offers a strong 3x points on supermarket, gas station and restaurant purchases, and its bonus-point cap is high.

Read full review

Less

Bank Deal Guy

A pretty average card

from Bank Deal Guy

It has no stand out features that would make it extraordinary. It also comes with an annual fee. However, before you completely disregard this card, what makes it worthwhile from it’s practically standard rewards and bonus structure is that there’s no balance transfers nor cash advance fees attached.

Read full review

It has no stand out features that would make it extraordinary. It also comes with an annual fee. However, before you completely disregard this card, what makes it worthwhile from it’s practically standard rewards and bonus structure is that there’s no balance transfers nor cash advance fees attached.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.