Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Lance Cothern, InvestopediaThe Royal Caribbean Visa Signature card may be useful for people who frequently cruise with Royal Caribbean, Celebrity Cruises, or Azamara. It doesn't charge an annual fee or foreign transaction fees, and the 10,000 MyCruise points bonus for making a transaction in the first 90 days could help pay f...
- Finder team, FinderGetting the Royal Caribbean Visa Signature Credit Card makes sense only if you’re the cruising kind and use the services of Royal Caribbean, Celebrity Cruises or Azamara Club. Otherwise, you’ll find better rewards credit cards — overall and brand specific — out there.
- Caroline Lupini, RewardExpertThe Royal Caribbean Visa Signature is a solid no-fee rewards card for anyone who regularly vacations with Royal Caribbean or its sister brands, Celebrity Cruises and Azamara Club Cruises.
- AskSebbyInstead of getting the Royal Caribbean card, there are better alternative travel credit cards that are worth looking into. The Chase Sapphire Preferred earns 2x back on travel, and the Discover It card offers discounts on cruises.
- Robert Harrow, ValuePenguinOutside of its welcome bonus, the Royal Caribbean credit card has no outstanding features or rewards. Most individuals will be better off with a 2% cash back credit card or a travel rewards card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 points per $1 spent Spent on qualifying purchases with Royal Caribbean and our sister brands, Celebrity Cruises and Azamara Club Cruises. |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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