Regions Prestige Visa® Signature Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
14.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Balance Transfer
14.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Rewards
1 point
Signup Bonus
10000 points (after spending $500)


4.8/10
Informr score
The Regions Prestige Visa® Signature Credit Card currently has an Informr score of 4.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Regions Prestige Visa® Signature Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

As a rewards card, the Regions Prestige Visa Signature credit card takes the meaning of “no frills” to the next level. It comes with a meager sign-up bonus and a weak rewards program with a low rewards rate of one point on the dollar – a rate far surpassed by many if not the most rewards credit card...

- Andy Shuman, CreditCards.com
Finder

Regions clients who want a rewards credit card with a long intro APR period on balance transfers and purchases may find the Regions Prestige Visa® Signature Credit Card card useful.

- Finder

Details


Interest Rates
Regular APR Interest Rate 14.74% ‐ 24.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.74% ‐ 24.74% (Variable) (0% for the first 12 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 10000 points after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent

Earn twice on qualifying purchases made in the first 90 days after account opening.

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Redeem points for 1% cash on your purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Lost Luggage Reimbursement
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Not much to recommend

from CreditCards.com

As a rewards card, the Regions Prestige Visa Signature credit card takes the meaning of “no frills” to the next level. It comes with a meager sign-up bonus and a weak rewards program with a low rewards rate of one point on the dollar – a rate far surpassed by many if not the most rewards cr...More

As a rewards card, the Regions Prestige Visa Signature credit card takes the meaning of “no frills” to the next level. It comes with a meager sign-up bonus and a weak rewards program with a low rewards rate of one point on the dollar – a rate far surpassed by many if not the most rewards credit card programs out there. The much touted “Relationship Rewards Program” doesn’t offer any sizeable benefits for banking with Regions Bank.

Read full review

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Finder

For loyal Regions customer

Regions clients who want a rewards credit card with a long intro APR period on balance transfers and purchases may find the Regions Prestige Visa® Signature Credit Card card useful.

Read full review

Regions clients who want a rewards credit card with a long intro APR period on balance transfers and purchases may find the Regions Prestige Visa® Signature Credit Card card useful.

Read full review

Less

User Reviews


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