Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Daria Uhlig, GOBankingRatesThe Regions Prestige Visa Signature Credit Card is a basic rewards card with a no-hassle approach to Relationship Rewards. Cardholders earn Relationship Rewards on all purchases, including premium rewards in four different categories -- with no earnings cap or annual fee. New members can earn up to...
- Andy Shuman, CreditCards.comAs a rewards card, the Regions Prestige Visa Signature credit card takes the meaning of “no frills” to the next level. It comes with a meager sign-up bonus and a weak rewards program with a low rewards rate of one point on the dollar – a rate far surpassed by many if not the most rewards credit card...
- FinderRegions clients who want a rewards credit card with a long intro APR period on balance transfers and purchases may find the Regions Prestige Visa® Signature Credit Card card useful.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.24% (Variable) (0% for the first 12 months)
|
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
4% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
10000 points after spending $500
|
| Rewards | |
| All Purchases |
1 point per $1 spent Earn twice on qualifying purchases made in the first 90 days after account opening. |
| Restaurants | 3 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3 points per $1 spent on Entertainment |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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