Regions Premium Visa® Signature Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% (0% for the first 12 months)
Balance Transfer
15.99% (0% for the first 12 months)
Rewards
1.5 points
Signup Bonus
30000 points (after spending $2,000)


4/10
Informr score
The Regions Premium Visa® Signature Credit Card currently has an Informr score of 4 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Regions Premium Visa® Signature Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.

- Kelly Dilworth, CreditCards.com
HighYa

We’d say the Premium Visa Signature’s best trait is its low APR. If you carry a balance more often than not, the 12.99% interest rate will save you hundreds of dollars over the course of a year as compared to the Chase Freedom Unlimited. The biggest drawback to this card is its annual fee, which cut...

- J.R. Duren, HighYa

Details


Interest Rates
Regular APR Interest Rate 15.99% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% (0% for the first 12 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 26.99%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $125.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 30000 points after spending $2,000

On purchases within the first 3 months.

Rewards
All Purchases 1.5 points per $1 spent

Earn 3 points on qualifying purchases madein the first 90 days after account opening.

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Redeem points for 1.5% cash on your purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Overdraft Protection
  • Lost Luggage Reimbursement
  • Trip Cancellation/Trip Interruption
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Not generous enough to justify such a steep yearly cost

from CreditCards.com

The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.

Read full review

The Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.

Read full review

Less

HighYa

An anomaly

from HighYa

We’d say the Premium Visa Signature’s best trait is its low APR. If you carry a balance more often than not, the 12.99% interest rate will save you hundreds of dollars over the course of a year as compared to the Chase Freedom Unlimited. The biggest drawback to this card is its annual fee, w...More

We’d say the Premium Visa Signature’s best trait is its low APR. If you carry a balance more often than not, the 12.99% interest rate will save you hundreds of dollars over the course of a year as compared to the Chase Freedom Unlimited. The biggest drawback to this card is its annual fee, which cuts into the overall value even when you take into account the 3% rewards bonus the first 90 days and the permanent 1.5% rewards rate.

Read full review

Less

User Reviews


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