Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Kelly Dilworth, CreditCards.comThe Regions Visa Signature Premium card offers a unique rewards scheme for Regions Bank customers, but its limited perks and mediocre points value make its high annual fee hard to justify.
- J.R. Duren, HighYaWe’d say the Premium Visa Signature’s best trait is its low APR. If you carry a balance more often than not, the 12.99% interest rate will save you hundreds of dollars over the course of a year as compared to the Chase Freedom Unlimited. The biggest drawback to this card is its annual fee, which cut...
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
19.24% (Variable) (0% for the first 12 months)
|
Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $125.00 |
Balance Transfer Fee |
4% Minimum of $10 |
Cash Advance Fee |
4% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus |
30000 points after spending $2,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1.5 points per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
Redeem points for 1.5% cash on your purchases |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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