QuicksilverOne® from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
26.99%
Balance Transfer
26.99%
Rewards
1.5% cashback
Signup Bonus
-


8.7/10
Informr score
The QuicksilverOne® from Capital One® currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 18 sources including reviews from users and the web's most trusted critics.

Am I eligible?


QuicksilverOne® from Capital One® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


LendEDU

The Capital One QuicksilverOne is a strong credit card for someone with a limited credit history or an average credit score. It’s simple in terms of the cash back structure, and it has tools to help users build their credit over time. Although there is an annual fee, this can be offset by spending a...

- Ashley Sutphin Watkins, LendEDU
CreditShout

The Capital One QuickSilverOne is a top cash back rewards card for consumers looking to build or rebuild their credit. And it is one the best credit cards - period - if you have limited, fair, or average credit.

- Christine Layton, CreditShout
Cardcruncher

The Capital One QuicksilverOne Cash Rewards card is for people who don't want to worry about bonus categories when they using a credit card. You'll earn 1.5% cash back on every purchase, regardless of whether you're shopping on Amazon or paying for dinner at a restaurant. You can certainly beat 1.5%...

- Cardcruncher
NextAdvisor

If you have fair or average credit (usually considered a score of 620 or higher) and want a great cash back card, the Capital One® QuicksilverOne® Cash Rewards Credit Card is an excellent choice.

- NextAdvisor
CreditCards.com

The Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5-percent cash back on every purchase and easily makes up for the card’s annual fee.

- Kelly Dilworth, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 26.99%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 26.99%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $39.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Additional Benefits

- Get 50% back on Spotify Premium through April 2018.

- Roadside assistance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Critic Reviews


LendEDU

Decent rewards for cardholders with average credit

from LendEDU

The Capital One QuicksilverOne is a strong credit card for someone with a limited credit history or an average credit score. It’s simple in terms of the cash back structure, and it has tools to help users build their credit over time. Although there is an annual fee, this can be offset by spend...More

The Capital One QuicksilverOne is a strong credit card for someone with a limited credit history or an average credit score. It’s simple in terms of the cash back structure, and it has tools to help users build their credit over time. Although there is an annual fee, this can be offset by spending a fairly low amount on the card annually.

Read full review

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CreditShout

Great rewards program, great rates, and a low annual fee

from CreditShout

The Capital One QuickSilverOne is a top cash back rewards card for consumers looking to build or rebuild their credit. And it is one the best credit cards - period - if you have limited, fair, or average credit.

Read full review

The Capital One QuickSilverOne is a top cash back rewards card for consumers looking to build or rebuild their credit. And it is one the best credit cards - period - if you have limited, fair, or average credit.

Read full review

Less

Cardcruncher

An entry-level rewards card for people with less-than-stellar credit

The Capital One QuicksilverOne Cash Rewards card is for people who don't want to worry about bonus categories when they using a credit card. You'll earn 1.5% cash back on every purchase, regardless of whether you're shopping on Amazon or paying for dinner at a restaurant. You can certainly beat 1...More

The Capital One QuicksilverOne Cash Rewards card is for people who don't want to worry about bonus categories when they using a credit card. You'll earn 1.5% cash back on every purchase, regardless of whether you're shopping on Amazon or paying for dinner at a restaurant. You can certainly beat 1.5% cash back on category-free purchases, but the QuicksilverOne Cash Rewards card is for people who have less-than-stellar credit.

Read full review

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NextAdvisor

Smart pick for those with average credit

If you have fair or average credit (usually considered a score of 620 or higher) and want a great cash back card, the Capital One® QuicksilverOne® Cash Rewards Credit Card is an excellent choice.

Read full review

If you have fair or average credit (usually considered a score of 620 or higher) and want a great cash back card, the Capital One® QuicksilverOne® Cash Rewards Credit Card is an excellent choice.

Read full review

Less

CreditCards.com

Simple rewards, excellent benefits

from CreditCards.com

The Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5-percent cash back on every purchase and easily makes up for the card’s annual fee.

Read full review

The Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5-percent cash back on every purchase and easily makes up for the card’s annual fee.

Read full review

Less

NerdWallet

Above-average rewards for average credit

from NerdWallet

Those who are seeking a low-effort card that includes a solid unlimited rewards rate on all purchases will likely find that the Capital One QuicksilverOne Cash Rewards Credit Card suits all of their needs.

Read full review

Those who are seeking a low-effort card that includes a solid unlimited rewards rate on all purchases will likely find that the Capital One QuicksilverOne Cash Rewards Credit Card suits all of their needs.

Read full review

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The Wirecutter

A better deal aimed at people with less-than-perfect credit

from The Wirecutter

Not to be confused with the similarly named Capital One Quicksilver card, which requires above-average credit, the QuicksilverOne card is as simple as our top pick when it comes to earning cash back. Reward isn’t great, but it is much better than the zero cash back available on most cards intended for people with lower credit scores.

Read full review

Not to be confused with the similarly named Capital One Quicksilver card, which requires above-average credit, the QuicksilverOne card is as simple as our top pick when it comes to earning cash back. Reward isn’t great, but it is much better than the zero cash back available on most cards intended for people with lower credit scores.

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Credit Card Insider

One of the better cards you’ll find for this level of credit

from Credit Card Insider

Designed for fair credit, and with that in mind it’s a pretty good offer. The fee might seem a bit high, but remember that you’re paying for the privilege of building up your credit. There’s no need to pay extra in interest charges because you can just pay off your balance in full each month, preventing any interest from accruing.

Read full review

Designed for fair credit, and with that in mind it’s a pretty good offer. The fee might seem a bit high, but remember that you’re paying for the privilege of building up your credit. There’s no need to pay extra in interest charges because you can just pay off your balance in full each month, preventing any interest from accruing.

Read full review

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SmartAsset

A simple cash back card

from SmartAsset

If you have average credit and want a low-maintenance cash back card, you could do worse than the Capital One QuicksilverOne Cash Rewards Credit Card. The cash back rate of 1.5% is competitive with other offerings and you’ll be able to increase your credit limit as you go.

Read full review

If you have average credit and want a low-maintenance cash back card, you could do worse than the Capital One QuicksilverOne Cash Rewards Credit Card. The cash back rate of 1.5% is competitive with other offerings and you’ll be able to increase your credit limit as you go.

Read full review

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Compare Cards

Good for consumers with fair/average credit who are looking for a solid rewards program

from Compare Cards

The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with average/fair credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.

Read full review

The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with average/fair credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.

Read full review

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User Reviews


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