QuicksilverOne® from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
26.99% (Variable)
Balance Transfer
26.99% (Variable)
Rewards
1.5% cashback
Signup Bonus
-


8.8/10
Informr score
The QuicksilverOne® from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?


QuicksilverOne® from Capital One® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub

While it does charge a modest $39 annual fee and a fairly high regular APR, QuicksilverOne more than makes up for that by offering 1.5% cash back. It’s therefore an affordable means of credit building for any qualified applicant but promises to be especially beneficial if you spend at least $2,600 p...

- John S Kiernan, WalletHub
The Wirecutter

You may not own the best credit score, but that doesn’t mean you have to abandon credit card rewards. The QuicksilverOne offers a decent flat cash-back rate on all purchases, one of the reasons it’s our cash-back pick for folks who are building their credit history and can’t quite qualify for premiu...

- Emily Long, The Wirecutter
MoneyUnder30

The Capital One Quicksilver® Cash Rewards card has lower rates and fees than the Capital One QuicksilverOne® Cash Rewards. It also includes a sign-up bonus and a promotional financing offer so it’s the obvious choice if you have excellent credit.

- Jason Steele, MoneyUnder30
The Simple Dollar

The Capital One® QuicksilverOne® Cash Rewards Credit Card is an excellent choice for those with average credit who want to earn rewards. The card has built-in benefits that reward responsible financial behavior so you’re incentivized to make smart choices. For example, with five initial on-time paym...

- Jessica Walrack, The Simple Dollar
FinanceBuzz

The Capital One® QuicksilverOne® Cash Rewards Credit Card has a lot of perks worth being excited about, but its biggest benefit is probably that people with fair credit scores can get in on cashback deals and even qualify for credit limit increases. With a low annual fee of $39 and unlimited 1.5% ca...

- Larissa Runkle, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $39.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits

- Get 50% back on Spotify Premium through April 2018.

- Roadside assistance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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