Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John S Kiernan, WalletHubWhile it does charge a modest $39 annual fee and a fairly high regular APR, QuicksilverOne more than makes up for that by offering 1.5% cash back. It’s therefore an affordable means of credit building for any qualified applicant but promises to be especially beneficial if you spend at least $2,600 p...
- Emily Long, The WirecutterYou may not own the best credit score, but that doesn’t mean you have to abandon credit card rewards. The QuicksilverOne offers a decent flat cash-back rate on all purchases, one of the reasons it’s our cash-back pick for folks who are building their credit history and can’t quite qualify for premiu...
- Jason Steele, MoneyUnder30The Capital One Quicksilver® Cash Rewards card has lower rates and fees than the Capital One QuicksilverOne® Cash Rewards. It also includes a sign-up bonus and a promotional financing offer so it’s the obvious choice if you have excellent credit.
- Jessica Walrack, The Simple DollarThe Capital One® QuicksilverOne® Cash Rewards Credit Card is an excellent choice for those with average credit who want to earn rewards. The card has built-in benefits that reward responsible financial behavior so you’re incentivized to make smart choices. For example, with five initial on-time paym...
- Larissa Runkle, FinanceBuzzThe Capital One® QuicksilverOne® Cash Rewards Credit Card has a lot of perks worth being excited about, but its biggest benefit is probably that people with fair credit scores can get in on cashback deals and even qualify for credit limit increases. With a low annual fee of $39 and unlimited 1.5% ca...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $39.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Additional Benefits |
- Get 50% back on Spotify Premium through April 2018. - Roadside assistance |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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