Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ashley Onadele, AwardWalletThe Capital One QuicksilverOne is a cash-back card that earns an unlimited 1.5% cash back on every purchase. For those with a Good or Excellent credit score, other cards are available with similar or better earnings — many of which have no annual fee. But the Capital One QuicksilverOne‘s benefits ar...
- Paul Soucy, NerdWalletIf you put more than $2,600 a year on this card — around $220 a month — this is a top-notch card, as the rewards will make up for the fee.
- Kelly Dilworth, CreditCards.comThe Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5% cash back on every purchase and easily makes up for the card’s annual fee.
- Ryan Wilcox, The Points GuyThe QuicksilverOne offers a decent cash-back earning rate, but the lack of a welcome offer and the $39 annual fee are significant drawbacks. No matter your credit score, there are options out there that offer comparable earnings and more perks, all without an annual fee.
- Sarah Hostetler, TimeThe Capital One QuicksilverOne Cash Rewards Credit Card is an alternative card. It’s not a card that you should choose if you’ve got a decent credit score, but it may be a necessity based on your current financial situation. The card’s value is hamstrung by its $39 annual fee, however — something th...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $39.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Additional Benefits |
Up to 6 months of complimentary Uber One membership statement credits |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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