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Quicksilver® from Capital One® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
19.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Rewards
1.5% cashback
Rewards
1.5% cashback
Signup Bonus
$200 after spending $500
Signup Bonus
$200 after spending $500


8.8/10
Informr score
The Quicksilver® from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 44 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Quicksilver® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com
CreditCards.com

With a decent sign-up bonus, unlimited 1.5 percent cash back on every purchase and few restrictions on redemption, the Quicksilver Cash Rewards card offers a fair amount of value; but it doesn’t offer nearly as much cash back as other cards.

- Robin Ratcliff, CreditCards.com
NerdWallet
NerdWallet

You’ll get a decent flat rate on all your spending, as well as a welcome offer and interest-free window. But there are other card options that feature more lucrative flat rate rewards.

- Funto Omojola, Erin El Issa, NerdWallet
The Points Guy
The Points Guy

The Quicksilver offers a decent cash back earning rate along with a solid sign-up bonus and decent benefits for a no-annual-fee card. However, other cash back cards offer more generous earnings, so it may not be the best fit for your spending habits.

- Benet Wilson, Danyal Ahmed, The Points Guy
Time
Time

You can probably do better than the Capital One QuicksilverOne Cash Rewards Credit Card. The card appears to be an impressive cash back credit card if you look at its rewards rates, features, and fees on their own. However, the value really falls apart when you compare it to similar rewards credit c...

- Holly Johnson, Time
Bankrate
Bankrate

This card earns unlimited flat-rate rewards and comes with a generous intro APR, making it a decent starter option. But its rewards rate pales in comparison to the rate you’ll find on the best flat-rate cash back cards.

- Garrett Yarbrough, Bankrate

Details


Interest Rates
Regular APR Interest Rate 19.99% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.99% ‐ 29.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $200 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Trip cancellation/interruption insurance
  • Lost Luggage Reimbursement 
  • Special discounts at retailers and online merchants with your
  • Complimentary upgrades and special savings at hotels, resorts and spas
  • Emergency card replacement
  • Up to 6 months of complimentary Uber One membership statement credits
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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