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Quicksilver® from Capital One® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
17.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
17.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Balance Transfer
17.99% ‐ 27.99% (Variable) (0% for the first 15 months)
Balance Transfer
17.99% ‐ 27.99% (Variable) (0% for the first 15 months)
1.5% cashback
1.5% cashback
Signup Bonus
$200 after spending $500
Signup Bonus
$200 after spending $500

Informr score
The Quicksilver® from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 41 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Quicksilver® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you’re building your credit, you don’t have to settle for a lackluster rewards credit card. Options like the Quicksilver Cash Rewards for Good Credit let you earn unlimited cash back, and you also get a range of benefits from Capital One and Mastercard. It might not pay the highest rates out of a...

- Tom Blake, MoneyUnder30

The Capital One Quicksilver Cash Rewards is ideal for people who don't want to worry about complicated, category-based rewards and don't want to pay fees. You'll get 1.5% cash back on every purchase with no annual fee. It's as simple as that.

- Cardcruncher

The Capital One Quicksilver is a decent option for anyone who is looking to earn flat-rate cash back on their everyday purchases. If you're interested in earning travel rewards or a higher earning rate in specific spending categories, another card is likely a better option for you.

- Kat Tretina, FinanceBuzz
The Ascent
The Ascent

One of the most versatile and flexible cash-back cards we've seen. The long 0% intro APR makes the offer hard to pass up, especially if you're wanting to keep a one-card wallet that packs in a rich rewards program.

- Elizabeth Aldrich, The Ascent

You’ll get a decent flat rate on all your spending, as well as a welcome offer and interest-free window. But there are other card options that feature more lucrative flat rate rewards.

- Funto Omojola, Erin El Issa, NerdWallet


Interest Rates
Regular APR Interest Rate 17.99% ‐ 27.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 27.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $200 after spending $500

On purchases within the first 3 months.

All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Trip cancellation/interruption insurance
  • Lost Luggage Reimbursement 
  • Special discounts at retailers and online merchants with your
  • Complimentary upgrades and special savings at hotels, resorts and spas
  • Emergency card replacement
  • Up to 6 months of complimentary Uber One membership statement credits
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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