Quicksilver® from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 25.49% (Variable) (0% for the first 15 months)
Balance Transfer
15.49% ‐ 25.49% (Variable) (0% for the first 15 months)
Rewards
1.5% cashback
Signup Bonus
$150 after spending $500


9/10
Informr score
The Quicksilver® from Capital One® currently has an Informr score of 9 out of 10. This score is based on our evaluation of 33 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Quicksilver® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Investopedia

The Capital One Quicksilver Credit Card is best for people who prioritize simplicity in their financial lives. The card’s flat rewards rate makes it easy to remember what you’re earning every time you use it. And the absence of an annual fee means that as long as you’re paying off your balance in fu...

- Ben Luthi, Investopedia
Clark

In a crowded market of increasingly specialized credit cards, the Quicksilver from Capital One is a card that focuses on versatility. There are several uses for this card: as a cash back card, a balance transfer card or even a 0% APR card for new purchases. The offerings for each of those are not th...

- Nick Cole, Clark
FinanceBuzz

The Capital One® Quicksilver® Cash Rewards Credit Card is perfect for those with good to excellent credit who want just one basic credit card to use for all of their purchases. Offering 1.5% cash back on every purchase, this card makes it easy to earn money on your routine expenses. You can redeem y...

- Kat Tretina, FinanceBuzz
MyBankTracker

Quicksilver from Capital One may be best suited for someone who likes to keep cash rewards simple. Just remember that the best way to keep interest charges at bay is to pay in full each month.

- Rebecca Lake, MyBankTracker
The Simple Dollar

Simple credit card users will appreciate the Capital One® Quicksilver® Cash Rewards Credit Card’s straightforward cash-back rewards and 1.5% cash-back rate on all purchases, with no cap. But for those looking to optimize their credit card rewards to put toward travel points and larger cash-back perc...

- Michelle Wilson, The Simple Dollar

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

of the amount of each transfer that posts to your account within the first 15 months.

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus $150 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Trip cancellation/interruption insurance
  • Lost Luggage Reimbursement 
  • Special discounts at retailers and online merchants with your
  • Complimentary upgrades and special savings at hotels, resorts and spas
  • Emergency card replacement
  • Roadside assistance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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