Quicksilver® from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 25.74% (Variable) (0% for the first 15 months)
Balance Transfer
15.74% ‐ 25.74% (Variable) (0% for the first 15 months)
Rewards
1.5% cashback
Signup Bonus
$150 after spending $500


9/10
Informr score
The Quicksilver® from Capital One® currently has an Informr score of 9 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Quicksilver® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


SmartAsset

Overall, it’s a great package for a card with no annual fee. With that said, the card’s not for everyone. If you travel often, you may wish to take advantage of a card that maximizes travel cash back rewards. The same goes for frequent restaurant goers.

- Nina Semczuk, SmartAsset
The Balance

If you like easy cash-back rewards and have an excellent credit score, the Quicksilver card from Capital One is worth a look. Its flat-rate rewards structure, which gives you the same, solid return on every dollar you spend, is simpler to use than cards that earn more on certain categories of spendi...

- Lindsay Vansomeren, The Balance
USA Today

Ultimately, whether this card is right for you depends on your priorities as a spender and saver. Look elsewhere if you want a complex (though potentially more rewarding) system of points, shifting rewards categories, and other gambits. But if you want a consistent, no-annual fee card with a solid c...

- Danny Nelson, USA Today
The Points Guy

There are other cash-back cards that offer more generous earnings, and yet other cards that feature more flexible ways to redeem your rewards for greater value. The only reason to pick the Quicksilver over other cash back credit cards is if you value the $150 sign-up bonus. Otherwise, you’ll probabl...

- Liz Hund, The Points Guy
Credit Cards Explained

If you are looking for a cash back card with above average rewards, but without the need to keep track of rotating bonus categories, then the Capital One® Quicksilver® Card might be perfect for you. Its generous signup bonus and no annual fee make it a pretty attractive choice.

- Sean Bryant, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 15.74% ‐ 25.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.74% ‐ 25.74% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

of the amount of each transfer that posts to your account within the first 9 months.

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus $150 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits
  • Trip cancellation/interruption insurance
  • Lost Luggage Reimbursement 
  • Special discounts at retailers and online merchants with your
  • Complimentary upgrades and special savings at hotels, resorts and spas
  • Emergency card replacement
  • Roadside assistance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


SmartAsset

Unlimited cash back card that’s simple to use

from SmartAsset

Overall, it’s a great package for a card with no annual fee. With that said, the card’s not for everyone. If you travel often, you may wish to take advantage of a card that maximizes travel cash back rewards. The same goes for frequent restaurant goers.

Read full review

Overall, it’s a great package for a card with no annual fee. With that said, the card’s not for everyone. If you travel often, you may wish to take advantage of a card that maximizes travel cash back rewards. The same goes for frequent restaurant goers.

Read full review

Less

The Balance

Competitive interest-free deals

from The Balance

If you like easy cash-back rewards and have an excellent credit score, the Quicksilver card from Capital One is worth a look. Its flat-rate rewards structure, which gives you the same, solid return on every dollar you spend, is simpler to use than cards that earn more on certain categories of spe...More

If you like easy cash-back rewards and have an excellent credit score, the Quicksilver card from Capital One is worth a look. Its flat-rate rewards structure, which gives you the same, solid return on every dollar you spend, is simpler to use than cards that earn more on certain categories of spending. But it may also be more lucrative for you. The Quicksilver card is one of the higher flat-rate earning cards out there.

Read full review

Less

USA Today

Can help you save on big purchases and everything else

from USA Today

Ultimately, whether this card is right for you depends on your priorities as a spender and saver. Look elsewhere if you want a complex (though potentially more rewarding) system of points, shifting rewards categories, and other gambits. But if you want a consistent, no-annual fee card with a soli...More

Ultimately, whether this card is right for you depends on your priorities as a spender and saver. Look elsewhere if you want a complex (though potentially more rewarding) system of points, shifting rewards categories, and other gambits. But if you want a consistent, no-annual fee card with a solid cash back plan and reasonable travel perks, the Capital One Quicksilver Cash Rewards is a great pick.

Read full review

Less

The Points Guy

Offers a standard cash back for its category and a decent sign-up bonus

from The Points Guy

There are other cash-back cards that offer more generous earnings, and yet other cards that feature more flexible ways to redeem your rewards for greater value. The only reason to pick the Quicksilver over other cash back credit cards is if you value the $150 sign-up bonus. Otherwise, you’ll probably do better looking elsewhere.

Read full review

There are other cash-back cards that offer more generous earnings, and yet other cards that feature more flexible ways to redeem your rewards for greater value. The only reason to pick the Quicksilver over other cash back credit cards is if you value the $150 sign-up bonus. Otherwise, you’ll probably do better looking elsewhere.

Read full review

Less

Credit Cards Explained

A credit card that doesn’t come with all the hassles

from Credit Cards Explained

If you are looking for a cash back card with above average rewards, but without the need to keep track of rotating bonus categories, then the Capital One® Quicksilver® Card might be perfect for you. Its generous signup bonus and no annual fee make it a pretty attractive choice.

Read full review

If you are looking for a cash back card with above average rewards, but without the need to keep track of rotating bonus categories, then the Capital One® Quicksilver® Card might be perfect for you. Its generous signup bonus and no annual fee make it a pretty attractive choice.

Read full review

Less

Compare Cards

Perfect for those who want to earn a flat rewards rate on all of their purchases

Compare Cards

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee. 

Read full review

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee. 

Read full review

Less

CreditCards.com

Simple and steady

from CreditCards.com

Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month 0-percent introductory period as well as its strong cash back program.

Read full review

Cardholders who transfer a balance to the Capital One Quicksilver card may enjoy the card’s long 15-month 0-percent introductory period as well as its strong cash back program.

Read full review

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Cardcruncher

A hassle-free way to earn on your everyday spending

The Capital One Quicksilver Cash Rewards is ideal for people who don't want to worry about complicated, category-based rewards and don't want to pay fees. You'll get 1.5% cash back on every purchase with no annual fee. It's as simple as that.

Read full review

The Capital One Quicksilver Cash Rewards is ideal for people who don't want to worry about complicated, category-based rewards and don't want to pay fees. You'll get 1.5% cash back on every purchase with no annual fee. It's as simple as that.

Read full review

Less

NextAdvisor

A strong cash back card

The Capital One® Quicksilver® Cash Rewards Credit Card is a great choice for those looking to avoid interest on purchases or balance transfers for a long period of time and earn fixed cash back rewards on all purchases instead of higher rewards on rotating categories.

Read full review

The Capital One® Quicksilver® Cash Rewards Credit Card is a great choice for those looking to avoid interest on purchases or balance transfers for a long period of time and earn fixed cash back rewards on all purchases instead of higher rewards on rotating categories.

Read full review

Less

LendEDU

Many rewards without an annual fee

from LendEDU

If you’re searching for your next credit card, the Capital One Quicksilver credit card is a solid option to consider. Its lack of annual fee means anybody can use it to earn rewards regardless of their typical spending amount. And its flexible rewards program means you can redeem cash back whe...More

If you’re searching for your next credit card, the Capital One Quicksilver credit card is a solid option to consider. Its lack of annual fee means anybody can use it to earn rewards regardless of their typical spending amount. And its flexible rewards program means you can redeem cash back whenever you need it. Here’s a full rundown of all the perks of the Capital One Quicksilver card, as well as a few caveats you should consider before applying.

Read full review

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User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.