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Princess Cruises Rewards Visa® Card

Princess Cruises Rewards Visa® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.74% ‐ 28.74% (Variable)
Interest Rate: Purchases
18.74% ‐ 28.74% (Variable)
Balance Transfer
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
Balance Transfer
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
1 - 2 points
1 - 2 points
Signup Bonus
Signup Bonus

Informr score
The Princess Cruises Rewards Visa® Card currently has an Informr score of 6.8 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Princess Cruises Rewards Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you want to save on cruises, a general travel card can earn you higher rewards without having to keep track of varying redemption values.

- Sara Rathner, NerdWallet
Money Crashers
Money Crashers

Meant for individuals and families whose ideal vacation is a week-long cruise. Its rewards structure is designed to incentivize heavy spending with Princess, with a maximum return on spending of up to 4%. Plus, with no annual fee, there’s no downside to keeping this card in reserve until you’re read...

- Brian Martucci, Money Crashers

This card may be the right pick if you’re a frequent Princess cruiser — especially considering the fact that the card has no annual fee.

- Kliment Dukovski, Finder

While this card might be an okay choice for a frequent Princess customer, it’s not a very rewarding option for someone who only cruises occasionally. Even a frequent cruiser might find that there is a better card out there, especially considering that the Princess card doesn’t offer any special bene...

- Caroline Lupini, RewardExpert

We believe this card is best suited for someone who cruises with Princess often and has a travel partner who can cruise with them. The Princess Cruises Rewards Visa offers a 5,000-point up front bonus as well as double and single points bonuses on purchases.

- J.R. Duren, HighYa


Interest Rates
Regular APR Interest Rate 18.74% ‐ 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus

Earn 10,000 bonus points after you make your first purchase.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On Princess purchases, including onboard purchases

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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