U.S. Pride® credit card review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
Balance Transfer
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
1 - 2% cashback
Signup Bonus
$200 after spending $1,000

Informr score
The U.S. Pride® credit card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?

U.S. Pride® credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The U.S. Pride BankAmericard Cash Rewards Visa Card is a terrific option for everyday spending, especially if you’re already a Bank of America customer. With bonus rewards at gas stations, wholesale clubs and grocery stores, this could easily become the go-to credit card in your wallet.

- Kailey Fralick, Cardcruncher

The U.S. Pride BankAmericard Cash Rewards Visa Card is a good choice for frugal people and moderate spenders interested in earning rewards on purchases they already make. The card offers 3% cash back at gas stations, 2% cash back at grocery stores and wholesale clubs, plus 1% cash back everywhere el...

- Cardcruncher

Don’t let the all-American exterior fool you — this is a basic credit card, albeit one with no annual fee, a generous intro offer and rewards for your first $2,500 spent quarterly. Still, you may be able to find a card with at least 1.5% cash back on your spending with no cap on rewards.

- Finder
Bank Deal Guy

To lay it out on the table, U.S. Pride BankAmericard Cash Rewards Visa Card is misleading. It does not offer any kind additional rewards to its set features  — unlike some of the other BankAmericard cards (For example, the World WildLife Fund). All this card offers is the standard, solid features wi...

- Anthony Nguyen, Bank Deal Guy


Interest Rates
Regular APR Interest Rate 13.99% ‐ 23.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 60 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 16.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $200 after spending $1,000

On purchases within the first 3 months.

All Purchases 1% cash back
Restaurants No
Gas No
Groceries 2% cash back

On up to $2,500 of quarterly spending

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Choose your 3% category (On up to $2,500 of quarterly spending)

- Gas

- Online Shopping

- Dining

- Travel

- Drug stores

- Home improvement/furnishings

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Online Shopping Security
  • Online & Mobile Banking
  • Overdraft Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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