Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kailey Fralick, CardcruncherThe U.S. Pride BankAmericard Cash Rewards Visa Card is a terrific option for everyday spending, especially if you’re already a Bank of America customer. With bonus rewards at gas stations, wholesale clubs and grocery stores, this could easily become the go-to credit card in your wallet.
- CardcruncherThe U.S. Pride BankAmericard Cash Rewards Visa Card is a good choice for frugal people and moderate spenders interested in earning rewards on purchases they already make. The card offers 3% cash back at gas stations, 2% cash back at grocery stores and wholesale clubs, plus 1% cash back everywhere el...
- FinderDon’t let the all-American exterior fool you — this is a basic credit card, albeit one with no annual fee, a generous intro offer and rewards for your first $2,500 spent quarterly. Still, you may be able to find a card with at least 1.5% cash back on your spending with no cap on rewards.
- Anthony Nguyen, Bank Deal GuyTo lay it out on the table, U.S. Pride BankAmericard Cash Rewards Visa Card is misleading. It does not offer any kind additional rewards to its set features — unlike some of the other BankAmericard cards (For example, the World WildLife Fund). All this card offers is the standard, solid features wi...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries |
2% cash back On up to $2,500 of quarterly spending |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Choose your 3% category (On up to $2,500 of quarterly spending) - Gas - Online Shopping - Dining - Travel - Drug stores - Home improvement/furnishings |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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