Polaris® Visa® Card review

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Advertiser Disclosure

Interest Rate: Purchases
16.24% ‐ 25.24% (0% for the first 6 months)
Balance Transfer
16.24% ‐ 25.24% (0% for the first 6 months)
Rewards
1 - 2 points
Signup Bonus
-


6.8/10
Informr score
The Polaris® Visa® Card currently has an Informr score of 6.8 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Polaris® Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


ValuePenguin

The Polaris Visa Credit Card offers subpar rewards, even at Polaris dealerships, so it doesn't make a good primary credit card—or, for that matter, even a secondary card. If you're interested in the card for its 0% introductory APR offer or even for its rewards, you should be applying for different...

- Joe Resendiz, ValuePenguin

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 25.24% (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 25.24% (0% for the first 6 months)
  • Intro rate applies on balances transferred within the first 30 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 26.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 4%

Minimum of $5

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


3%

Of each transaction in foreign currencies.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 2 points per $1 spent
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2 points per $1 spent at Polaris dealerships.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

Roadside Dispatch

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


ValuePenguin

Lackluster rewards program and limited bonus point categories

from ValuePenguin

The Polaris Visa Credit Card offers subpar rewards, even at Polaris dealerships, so it doesn't make a good primary credit card—or, for that matter, even a secondary card. If you're interested in the card for its 0% introductory APR offer or even for its rewards, you should be applying for different cards instead.

Read full review

The Polaris Visa Credit Card offers subpar rewards, even at Polaris dealerships, so it doesn't make a good primary credit card—or, for that matter, even a secondary card. If you're interested in the card for its 0% introductory APR offer or even for its rewards, you should be applying for different cards instead.

Read full review

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User Reviews


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