Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Joe Resendiz, ValuePenguinThe Polaris Visa Credit Card offers subpar rewards, even at Polaris dealerships, so it doesn't make a good primary credit card—or, for that matter, even a secondary card. If you're interested in the card for its 0% introductory APR offer or even for its rewards, you should be applying for different...
Interest Rates | |
---|---|
Regular APR Interest Rate |
14.49% ‐ 23.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
14.49% ‐ 23.49% (Variable)
|
Cash Advance Interest Rate |
23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $5 |
Cash Advance Fee |
4% Minimum of $5 |
Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. 3% Of each transaction in foreign currencies. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
Earn 1500 bonus points on your first purchase in the first 90 days |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | 2 points per $1 spent |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
2 points per $1 spent at Polaris dealerships. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
Roadside Dispatch |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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