Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.

PNC SmartAccess® Prepaid Visa® Card review

Compare Compare  
Advertiser Disclosure

Card Price
Card Maintenance Fee
$5.00 per month
Signup Bonus

Informr score
The PNC SmartAccess® Prepaid Visa® Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


The PNC SmartAccess prepaid card is pretty basic. Customers in the PNC network will benefit from no-fee ATM transactions at PNC locations. The fees are competitive. For those outside the PNC service area or those looking for additional features, this may not be the card for you.

- PrepaidCards123


Card Price $0.00
Activation Fee $0.00
Card Maintenance Fee $5.00 per month
Minimum Load Amount $1.00

Varies by retailer

Maximum Load Amount $5,000.00
Max Balance $10,000.00
Transaction Fees
Add Money
Direct Deposit
Cash Loads

Fee varies by retailer

Card to card transfer
Spend Money
Purchase Fee
Bill Payment
Foreign Transaction Fee
Get Cash
ATM withdrawal fee (Domestic) - In Network
ATM withdrawal fee (Domestic) - Out of Network
ATM withdrawal fee (International)
Over-the-counter cash withdrawal (Domestic)
Over-the-counter cash withdrawal (International)
Balance Inquiry (at ATM)

$3 for Out of Network ATM Balance Inquiry

Card replacement
Card Replacement and Express Delivery Fee
Monthly Paper Statements
Custom Card Fee OR Customization
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders Yes
Funds Don't Expire No
Supported Currencies USD
Zero Liability Yes
Fraud Protection Yes
Custom Design No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Minimum Age 18
Temporary Residents Yes
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with PNC SmartAccess® Prepaid Visa® Card

Rate It: