Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Reyna Gobel, InvestopediaThe Capital One Platinum Secured has no frills, rewards, or special perks. Instead, it’s a basic secured card that, while not guaranteeing approval, aims to make acquiring and expanding credit easier for those who are building or repairing their credit record.
- Ashley Parks, BankrateThe Capital One Platinum Secured Card is built for people with low-end credit scores looking for a focused way to rebound. Though the card offers no rewards, it does have a suite of cardholder perks that are worthwhile on your credit-building journey.
- Tricia Tetreault, Fit Small BusinessCapital One® Platinum Secured Credit Card is a great secured business credit card if you’re either in the process of rebuilding or building your business credit. It only requires a minimum security deposit of $49 to open an account, which you can either pay one-time or in installments over the next...
- Alene Laney, MoneyGeekThe Capital One Platinum Secured Credit Card is ideal for individuals with poor credit who do not qualify for normal credit cards but only want to put down a small amount of money as collateral for a security deposit. You could be qualified for a $200 credit line with as little as a $49 deposit. You...
- Brooklyn Lowery, CardRatings.comThis card might be a good card for anyone who is currently using a prepaid debit card or unsecured credit card because of a credit history in need of rebuilding. The Capital One Platinum Secured Credit Card is also a reasonable option for college students and first-timers who need to establish credi...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
$3.00 Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $49 |
| Minimum Age | |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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