Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jaclyn DeJohn, CnetYou have to be a Delta frequent flyer for this card to be worth the cost, but it has some of the best benefits.
- Ben Schlappig, One Mile at a TimeThe Delta Platinum Amex offers solid perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for all of the other perks. Some will also find it worth spending mo...
- Kelli Bamforth, CreditCards.comHigh-rolling customers of Delta Airlines will be well-served by the Delta SkyMiles Platinum American Express Card elite benefits, though the card is probably beyond the means of most cardholders.
- Morgan Quinn, MyBankTrackerThis card is best for someone who already flies Delta Airlines and wants to be rewarded for their loyalty. In order to reap all the rewards, cardholders should also be comfortable using the card regularly and paying it off in full each month.
- Holly D. Johnson, Madeline Simpson, The BalanceIt is among the few Delta co-branded credit cards that offer access to Delta’s SkyClub airport lounges (albeit for a fee). For heavy spenders, the card offers a shortcut to elite status in Delta's frequent flyer loyalty program—and even more perks.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.49% ‐ 25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate |
25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $250.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
90000 miles after spending $3,000
|
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries |
2 miles for $1 spent On purchases made at U.S. supermarkets |
| Hotels | 3 miles for $1 spent |
| Travel |
3 miles for $1 spent On Delta flights and Delta Vacations |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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