Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Jaclyn DeJohn, CnetThe Delta SkyMiles® Platinum American Express Card stands out not only among the family of co-branded Delta and American Express cards, but among all airline cards. Its rewards program captures more categories with higher rewards rates than its competitors. The question with this card is whether you...
- Holly Johnson, TimeBecause of changes made to the Delta SkyMiles program that start in 2024, the Delta SkyMiles® Platinum American Express Card offers less value than in previous years. For example, this card once came with a Medallion Qualification Dollar (MQD) waiver and a Status Boost promotion that let users spend...
- Your Mileage May VaryThe previous reasons people had a Delta SkyMiles Platinum American Express Card were for the companion certificate and the ability to waive the MQD status requirement. Delta and AMEX have changed the card by raising the annual fee, changing how it helps you achieve Medallion Status, and adding sever...
- Stanley Sanford, The Points GuyThe Delta SkyMiles Platinum American Express Card can be a great addition to your wallet if Delta is your carrier of choice. Its annual fee may seem high compared to the lower annual fee Delta Gold Amex, but you get useful benefits in return, like the annual companion certificate that can provide si...
- Aja McClanahan, BankrateIf you’re a frequent Delta traveler, this rewards card can be a great choice thanks to its valuable travel rewards and perks. However, some of this card's premium perks will be discontinued in 2024, so other travel cards may offer better rewards and savings.
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate | |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $350.00 |
Balance Transfer Fee | |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
50000 miles after spending $3,000 On purchases within the first 6 months |
Rewards | |
All Purchases | 1 mile for $1 spent |
Restaurants | 2 miles for $1 spent |
Gas | No |
Groceries |
2 miles for $1 spent On purchases made at U.S. supermarkets |
Hotels | 3 miles for $1 spent |
Travel |
3 miles for $1 spent On Delta flights and Delta Vacations |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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