Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Miranda Marquit, FinanceBuzzThe Delta SkyMiles Platinum American Express Card is often ranked among the best airline credit cards for those who frequently fly Delta and want extra perks. It is one of multiple Delta credit cards issued by American Express. With this card, you can get access to the Delta Sky Club at an exclusive...
- Aja McClanahan, BankrateIf you’re a serious traveler who flies Delta often, the Delta Skymiles Platinum Card from American Express is a great card for you. But if you don’t take many flights or don’t value lounge access and other top-tier extras, there are other cards that can save you more money by offering better rewards...
- Katie Genter, The Points GuyThe Delta SkyMiles Platinum American Express Card can be a great addition to your wallet if Delta is your carrier of choice. Its $250 annual fee may seem high compared to the lower-annual-fee Delta Gold Amex, but you get a generous welcome offer and valuable benefits in return. The ability to fast-t...
- Ben Schlappig, One Mile at a TimeThe Delta Platinum Amex offers solid perks for those who fly Delta frequently, especially Medallion members. For many, the annual companion certificate will more than justify the annual fee in and of itself, without even accounting for all of the other perks. Some will also find it worth spending mo...
- Alex Miller, Upgraded PointsThis card, even with its annual fee, is well worth it for those who are frequent Delta flyers. Each year when you renew the card, you can receive a domestic main cabin round-trip companion certificate. Plus, when you fly on Delta, you can check your first bag free, along with saving up to $50 on a r...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate |
28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $250.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 miles after spending $3,000
|
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries |
2 miles for $1 spent On purchases made at U.S. supermarkets |
| Hotels | 3 miles for $1 spent |
| Travel |
3 miles for $1 spent On Delta flights and Delta Vacations |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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