Delta SkyMiles® Platinum Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 24.74% (Variable)
Balance Transfer
15.74% ‐ 24.74% (Variable)
1 - 3 Miles
Signup Bonus
70000 miles (after spending $2,000)

Informr score
The Delta SkyMiles® Platinum Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Platinum Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Simple Dollar

A great option for anyone who likes to fly with Delta. It has valuable perks like a complimentary companion certificate, which justifies the annual fee for those who use them. But it does have a few drawbacks, such as not offering complimentary access to airport lounges or any introductory APR.

- Jessica Walrack, The Simple Dollar

The Delta SkyMiles Platinum American Express card offers outstanding travel perks and an exceptional bonus offer. Cardholders earn 3 miles per dollar spent on Delta purchases, 2 miles per dollar spent at restaurants and U.S. supermarkets, and 1 mile per dollar spent on all other expenses. It has a $...

- Mitchell Strohm, Investopedia

The Delta SkyMiles Platinum American Express Card is often best for those who frequently fly Delta and want extra perks. You can get access to the Delta Sky Club at an exclusive rate, as well as a free checked bag when you fly with the airline. These perks are more valuable to those who travel frequ...

- Miranda Marquit, FinanceBuzz
One Mile at a Time

At the moment the Platinum Delta Credit Card has an exceptional welcome bonus, as 100,000 SkyMiles can be redeemed for $1,000 towards travel on Delta, at a minimum. On top of that, this is a solid card in terms of the perks for those who fly Delta frequently, especially Medallion members. For many,...

- Ben, One Mile at a Time
The Points Guy

The Delta SkyMiles Platinum American Express Card can be a great addition to your wallet if Delta is your carrier of choice. Its $250 annual fee may seem high when compared to the fairly similar and lower-annual-fee Delta Gold Card, but you get more benefits in return. The main question to consider...

- Katie Genter, The Points Guy


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $250.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 70000 miles after spending $2,000
  • On purchases within the first 3 months.
  • Also earn 5,000 MQMs after spending $2,000 on purchases within the first 3 months.
  • Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months of Card Membership.
All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries 2 miles for $1 spent

On purchases made at U.S. supermarkets

Hotels 3 miles for $1 spent
Travel 3 miles for $1 spent

On Delta flights and Delta Vacations

Pharmacy No
Bills No
Additional Details
  • Get closer to Medallion Status by earning 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • First Checked Bag Free
  • Priority Boarding
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.
  • Receive either a $100 statement credit for Global Entry or an $85 credit for TSA Pre✓®.
  • $39 Delta Sky Club® Access
  • 20% Back On In–flight Purchases
  • Trip Delay Insurance
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Entertainment Access
  • Complimentary ShopRunner Membership
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments Other Names (AKA): Platinum Delta SkyMiles® Credit Card

Terms & Conditions Official Terms & Conditions
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