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Delta SkyMiles® Platinum Business American Express Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
19.49% ‐ 28.49% (Variable)
Balance Transfer
Balance Transfer
1 - 3 Miles
1 - 3 Miles
Signup Bonus
60000 miles (after spending $3,000)
Signup Bonus
60000 miles (after spending $3,000)

Informr score
The Delta SkyMiles® Platinum Business American Express Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 21 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Platinum Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The card is very much worth it for two simple factors: the welcome bonus and the companion certificate. Even if you only take three round-trip flights per year, you can almost make back the annual fee with the free checked bags alone.

- Brett Holzhauer, FinanceBuzz

If you travel often for business and fly Delta, the rewards and perks on this card could easily make up for the annual fee. And it gives you a leg up for achieving elite status. But if you're not tied to Delta, this might not be a match for you.

- Gregory Karp, Claire Tsosie, NerdWallet
Hustler MoneyBlog
Hustler MoneyBlog

I highly recommend applying for the Delta SkyMiles® Platinum Business American Express Card if you enjoy flying with Delta. Don’t miss out on the chance to earn bonus miles and rewards, discounted flights, and more. Enjoy consistent access and 24/7 services as you board your next Delta flight. This...

- Anthony Nguyen, Hustler MoneyBlog

The Delta SkyMiles Platinum Business American Express Card is a high value airline card that offers priority boarding, a free checked bag and an introductory offer.

- Holly Johnson,

The Delta SkyMiles Platinum Business American Express Card is a fantastic middle-ground option for frequent Delta flyers that want SkyMiles top-tier airline rewards and loyalty benefits but aren’t worried about the $250 annual fee or lack of luxury airport lounge access.

- Garrett Yarbrough, Nouri Zarrugh, Bankrate


Interest Rates
Regular APR Interest Rate 19.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $250.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 60000 miles after spending $3,000
  • On purchases within the first 3 months
  • Also get 5000 MQMs after spending $3000
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels $3 per $1 spent

On purchases made directly with hotels.

Travel 3 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details
  • 1.5 miles for $1 spent on single eligible purchases over $5,000, up to 50,000 additional miles per year.
  • Get closer to Medallion Status by earning 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year.
Features & Benefits
Additional Card Holders

The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.
  • 20% In-Flight Savings
  • Delta Sky Club Per-Visit Rate
  • Receive either a $100 statement credit for Global Entry or an $85 credit for TSA Pre✓®.
  • Trip Delay Insurance
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Relationship Care® Service
  • Account Alerts
  • Dispute Resolution
  • Amex Offers
  • Cell Phone Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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