Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Delta SkyMiles® Platinum Business American Express Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.49% ‐ 25.49% (Variable)
Interest Rate: Purchases
16.49% ‐ 25.49% (Variable)
Balance Transfer
Balance Transfer
1 - 3 Miles
1 - 3 Miles
Signup Bonus
60000 miles (after spending $3,000)
Signup Bonus
60000 miles (after spending $3,000)

Informr score
The Delta SkyMiles® Platinum Business American Express Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Platinum Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Delta SkyMiles Platinum Business American Express Card is a high value airline card that offers priority boarding, a free checked bag and an introductory offer.

- Holly Johnson,
The Balance
The Balance

It is best for frequent business travelers who usually fly Delta and have good credit and a sizeable budget. At $250, the annual fee is relatively high for an airline card, but if you’re in the air regularly, the waived baggage fees and yearly companion ticket (good for main cabin domestic flights)...

- Dawn Papandrea, Madeline Simpson, The Balance

The is best suited for business travelers who fly with Delta frequently. The best part: The card comes with more than enough features to offset the fee, especially the annual companion certificate. On the other hand, you might prefer a more general travel rewards card if you fly with airlines other...

- Rebecca Lake, MyBankTracker
Fit Small Business
Fit Small Business

The Delta SkyMiles® Platinum Business American Express Card is a great option for business owners who travel frequently with Delta Airlines and want to enjoy premium travel rewards and perks. It’s also ideal for those who typically check a bag as it offers the first checked bag for free when traveli...

- Benilyn Formoso - Suralta, Fit Small Business

The Delta SkyMiles® Platinum Business American Express Card is worth considering for regular Delta flyers that want to save on their checked bag fees, in-flight purchases and earn Delta SkyMiles and elite credits along the way. However, it’s important to reflect on the financial needs of your busine...

- Brett Holzhauer, CNBC


Interest Rates
Regular APR Interest Rate 16.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $250.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 60000 miles after spending $3,000
  • On purchases within the first 3 months
  • Also earn 5000 Medallion Qualification Miles after you spend $3000
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels $3 per $1 spent

On purchases made directly with hotels.

Travel 3 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details
  • 1.5 miles for $1 spent on single eligible purchases over $5,000, up to 50,000 additional miles per year.
  • Get closer to Medallion Status by earning 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year.
Features & Benefits
Additional Card Holders

The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.
  • 20% In-Flight Savings
  • Delta Sky Club Per-Visit Rate
  • Receive either a $100 statement credit for Global Entry or an $85 credit for TSA Pre✓®.
  • Trip Delay Insurance
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Relationship Care® Service
  • Account Alerts
  • Dispute Resolution
  • Amex Offers
  • Cell Phone Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Delta SkyMiles® Platinum Business American Express Card

Rate It: