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Delta SkyMiles® Platinum Business American Express Card review

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Advertiser Disclosure

Annual Fee
$350.00
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
1 - 3 Miles
Rewards
1 - 3 Miles
Signup Bonus
65000 miles (after spending $6,000)
Signup Bonus
65000 miles (after spending $6,000)


8.4/10
Informr score
The Delta SkyMiles® Platinum Business American Express Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Delta SkyMiles® Platinum Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


AwardWallet
AwardWallet

The Delta Business Platinum Amex is a valuable mid-tier business card for Delta loyalists. It's not the best option for those who truly value a premium travel experience, but it can get you to status if you use the card often enough, and the card has perks for business owners who regularly fly Delta...

- Ashley Onadele, AwardWallet
The Points Guy
The Points Guy

The Delta SkyMiles® Platinum Business American Express Card is a solid choice if you're loyal to the SkyTeam carrier and like having perks exclusive to the airline. Its annual fee can be worth it if you take advantage of earning bonus MQDs that help you toward elite Medallion status and can also uti...

- Chris Dong, The Points Guy
ValuePenguin
ValuePenguin

If you're trying to decide if the Delta SkyMiles® Platinum Business American Express Card is worth it, there's a few factors that you'll want to consider. From the perspective of earning the initial welcome offer, applying for this card makes a lot of sense for anyone that flies Delta. Frequent Delt...

- Dan Miller, ValuePenguin
CreditCards.com
CreditCards.com

The Delta SkyMiles Platinum Business American Express Card is a high value airline card that offers priority boarding, a free checked bag and an introductory offer.

- Holly Johnson, CreditCards.com
MoneyGeek
MoneyGeek

If you frequently travel for business using Delta, you can benefit from the travel perks this credit card offers. You can also use it to make international purchases without worrying about foreign transaction fees. If you make a lot of purchases at hotels and through Delta itself, you can find it ea...

- Alene Laney, MoneyGeek

Details


Interest Rates
Regular APR Interest Rate 20.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate

Not available

Rates & Fees
Annual Fee $350.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 65000 miles after spending $6,000

On purchases within the first 6 months

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels $3 per $1 spent

On purchases made directly with hotels.

Travel 3 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details
  • 1.5 miles per $1 spent on up to $100,000 of combined eligible purchases per year on transit including rideshares, taxicabs, and more, at U.S. shipping providers, and on single eligible purchases of $5,000 or more
  • Earn $1 Medallion Qualification Dollar for each $20 in purchases on your Delta SkyMiles® Platinum Card
Features & Benefits
Additional Card Holders


Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart
  • Companion Certificate
  • $120 Resy Credit
  • Take 15% off when booking Award Travel with miles
  • $120 Rideshare Credit
  • Complimentary Upgrade List
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • $200 Delta Stays Credit
  • Hertz Five Star® Status
  • Fee Credit for Global Entry or TSA Precheck®
  • Trip Delay Insurance
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Expanded Buying Power
  • Connect to Quickbooks®
  • Account Manager
  • Account Alerts
  • Dispute Resolution
  • Amex Offers
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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