Delta SkyMiles® Platinum Business American Express Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 24.74% (Variable)
Balance Transfer
1 - 3 Miles
Signup Bonus
45000 miles (after spending $2,000)

Informr score
The Delta SkyMiles® Platinum Business American Express Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 15 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Platinum Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Delta SkyMiles Platinum Business offers a well-rounded choice for a business that spends at least $5,000 a year on hotel stays and Delta flights. Such a company would not only justify the card’s $250 annual fee in rewards but enjoy such travel benefits as a discounted annual companion certificat...

- Mitchell Strohm, Investopedia

The is best suited for business travelers who fly with Delta frequently. The best part: The card comes with more than enough features to offset the fee, especially the annual companion certificate. On the other hand, you might prefer a more general travel rewards card if you fly with airlines other...

- Rebecca Lake, MyBankTracker
The Simple Dollar

If you’re a frequent Delta flyer for business trips, the Delta SkyMiles® Platinum Business American Express Card is a great option because you can earn points that go toward additional flights with the airline. Plus, if you travel with a companion at least once per year, the free companion ticket ca...

- Jessica Walrack, The Simple Dollar
Hustler MoneyBlog

I highly recommend applying for the Delta SkyMiles® Platinum Business American Express Card if you enjoy flying with Delta. Don’t miss out on the chance to earn bonus miles and rewards, discounted flights, and more. Enjoy consistent access and 24/7 services as you board your next Delta flight. This...

- Anthony Nguyen, Hustler MoneyBlog

At first glance, the $250 annual fee could make you wonder if the Delta SkyMiles® Platinum Business American Express Card is good card for your business. But if you spend up to $50,000 on purchases per year and you make at least four round trips with Delta, you could offset your card’s annual fee an...

- Kliment Dukovski, Finder


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $250.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 45000 miles after spending $2,000
  • On purchases within the first 3 months.
  • Also earn 5,000 MQMs after spending $2,000 on purchases within the first 3 months.
  • Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months of Card Membership.
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels $3 per $1 spent

On purchases made directly with hotels.

Travel 3 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details
  • 1.5 miles for $1 spent on single eligible purchases over $5,000, up to 50,000 additional miles per year.
  • Get closer to Medallion Status by earning 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year.
Features & Benefits
Additional Card Holders Yes

The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Main Cabin 1 Priority Boarding
  • First Checked Bag Free
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.
  • 20% In-Flight Savings
  • Delta Sky Club Per-Visit Rate
  • Receive either a $100 statement credit for Global Entry or an $85 credit for TSA Pre✓®.
  • Trip Delay Insurance
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Relationship Care® Service
  • Account Alerts
  • Dispute Resolution
  • Amex Offers
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments Other Names (AKA): Platinum Delta SkyMiles® Business Credit Card from American Express

Terms & Conditions Official Terms & Conditions
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