Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
|Regular APR Interest Rate||
16.74% ‐ 23.74% (Variable)
|Balance Transfer Interest Rate||
No interest charges because you pay your balance in full each month.
|Cash Advance Interest Rate||
This APR will vary with the market based on the Prime Rate.
|Rates & Fees|
|Balance Transfer Fee||$0.00|
|Cash Advance Fee||
Minimum of $10
|Foreign Transaction Fee||$0.00|
|Over Limit Fee||$0.00|
|Late Payment Fee||
|Sign up bonus||
125000 points after spending $6,000
On purchases within the first 6 months
|All Purchases||1 point per $1 spent|
5 points per $1 spent
On eligible hotels booked on amextravel.com.
5 points per $1 spent (on first $500000 spent)
On flights booked directly with airlines or with American Express Travel.
|Features & Benefits|
|Additional Card Holders||
|Travel Accident Insurance||No|
|Car Rental Insurance||Yes|
|Car Rental Discount||Yes|
|No Foreign Transaction Fees||Yes|
|Free Credit Scores||No|
|Wireless Payments||Apple Pay, Samsung Pay, Google Pay|
|Minimum Security Deposit||$0|
|Minimum Personal Income|
|Terms & Conditions||Official Terms & Conditions|
|Suggest a correction|
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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