Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Evan Zimmer, Credit Card InsiderIf you have limited credit, the Petal® 2 Cash Back, No Fees Visa® Card would be a great choice. It’ll encourage responsible habits that can help you qualify for more advanced credit cards, and earn rewards along the way. You’ll get a pretty high reward rate for a card like this, especially once you...
- Holly Johnson, NextAdvisorThe Petal 2 Visa Credit Card is an excellent choice for anyone with little to no credit history. You can increase your credit score through regular reporting to the credit bureaus while earning rewards on your spending. Plus, there’s no annual fee and you can manage your card use and budget through...
- Nouri Zarrugh, CreditCards.comThe Petal 2 offers a low entry barrier and the opportunity to earn cash back and avoid fees while building your credit, but you could face a high APR.
- Melissa Lambarena, Chanelle Bessette, NerdWalletA great choice if you're just starting out with credit. You'll get simplicity and transparency: no deposit requirement, no fees, a decent travel companion and possibly a higher credit limit than you'll find elsewhere in its category. Plus, you’ll be incentivized to pay your bill on time to earn rewa...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 12.99% ‐ 26.99% (Variable) |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate |
Cash Advances Not Allowed |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | 0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back
|
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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