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Petal 2 review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
15.24% ‐ 29.24% (Variable)
Interest Rate: Purchases
15.24% ‐ 29.24% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
1% cashback
Rewards
1% cashback
Signup Bonus
-
Signup Bonus
-


9.2/10
Informr score
The Petal 2 currently has an Informr score of 9.2 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Petal 2 is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

The Petal 2 Visa credit card is an excellent option for those in the market for a first credit card. Its budgeting and credit monitoring features are also well designed for those who need to keep close track of their credit score and are trying to improve this important financial metric.

- Thomas Streissguth, GOBankingRates
Cnet
Cnet

The rare card that offers a rewards program to people with a lower credit score, providing an opportunity to earn cash back while you build your credit -- even if your credit score is as low as 580. Also unusual: it requires no security deposit, charges no annual fees, foreign transaction fees or ev...

- Jaclyn DeJohn, Cnet
CardRatings.com
CardRatings.com

The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is a good card for anyone with a limited credit history. While it doesn't come with some of the bells and whistles offered by other rewards cards, it has a solid cash back offer. Plus, it's hard to argue with any card that isn't going to charge you...

- Jennifer Doss, CardRatings.com
NerdWallet
NerdWallet

You'll get rewards, plus you'll get simplicity and transparency — not to mention a pass on security deposits and fees.

- Melissa Lambarena, Chanelle Bessette, NerdWallet
Credit Card Insider
Credit Card Insider

If you have limited credit, the Petal® 2 Cash Back, No Fees Visa® Card would be a great choice. It’ll encourage responsible habits that can help you qualify for more advanced credit cards, and earn rewards along the way. You’ll get a pretty high reward rate for a card like this, especially once you...

- Evan Zimmer, Credit Card Insider

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 29.24% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
  • Earn up to 1.5% when you pay on time
  • Plus 2% - 10% bonus cash back at select merchants
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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