Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Garrett Yarbrough, Bankrate
Despite the Petal 2’s limited cardholder benefits, it stands out as an excellent tool for credit builders. With no annual fee and a solid cash back rate, this starter card has a lot to offer cardholders.
- Lauren Graves, MoneyUnder30
The Petal 2 Visa® Credit Card is best for people with average credit. Cardholders enjoy plenty of opportunities to earn cash back, don’t pay anything in annual fees or account fees, and can borrow up to $10,000 at roughly average interest rates if they carry a balance. You might want to apply for th...
- Jennifer Doss, CardRatings.com
The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is a good card for anyone with a limited credit history. While it doesn't come with some of the bells and whistles offered by other rewards cards, it has a solid cash back offer. Plus, it's hard to argue with any card that isn't going to charge you...
- Thomas Streissguth, GOBankingRates
The Petal 2 Visa credit card is an excellent option for those in the market for a first credit card. Its budgeting and credit monitoring features are also well designed for those who need to keep close track of their credit score and are trying to improve this important financial metric.
- Jaclyn DeJohn, Cnet
The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is the rare card that offers a rewards program to people with a lower credit score, providing an opportunity to earn cash back while you build your credit -- even if you have a limited credit history. Also unusual: it requires no security deposit,...
|Regular APR Interest Rate||17.49% ‐ 31.49% (Variable)|
|Balance Transfer Interest Rate||
Balance Transfers Not Allowed
|Cash Advance Interest Rate||
Cash Advances Not Allowed
|Rates & Fees|
|Balance Transfer Fee|
|Cash Advance Fee|
|Foreign Transaction Fee||0%|
|Over Limit Fee||$0.00|
|Late Payment Fee||$0.00|
|Sign up bonus||No|
1% cash back
|Features & Benefits|
|Additional Card Holders||No|
|Travel Accident Insurance||No|
|Car Rental Insurance||No|
|Car Rental Discount||No|
|No Foreign Transaction Fees||Yes|
|Free Credit Scores||Yes|
|Minimum Security Deposit||$0|
|Minimum Personal Income|
|Terms & Conditions||Official Terms & Conditions|
|Suggest a correction|
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