Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comThe Petal® 2 "Cash Back, No Fees" Visa® Credit Card is a good card for anyone with a limited credit history. While it doesn't come with some of the bells and whistles offered by other rewards cards, it has a solid cash back offer. Plus, it's hard to argue with any card that isn't going to charge you...
- Melissa Lambarena, Chanelle Bessette, NerdWalletYou'll get rewards, plus you'll get simplicity and transparency — not to mention a pass on security deposits and fees.
- Evan Zimmer, Credit Card InsiderIf you have limited credit, the Petal® 2 Cash Back, No Fees Visa® Card would be a great choice. It’ll encourage responsible habits that can help you qualify for more advanced credit cards, and earn rewards along the way. You’ll get a pretty high reward rate for a card like this, especially once you...
- Justin Estes, SimpleMoneyLyfeBuilding, establishing, and repairing credit is now more accessible and more rewarding than ever before. The Petal® 2 credit card does not charge any fees, doesn’t require a security deposit, and generates rewards. Since Petal uses a proprietary algorithm in addition to traditional credit scores, ap...
- Garrett Yarbrough, Claire Dickey, BankrateThe Petal® 2 “Cash Back, No Fees” Visa® Credit Card is a no annual fee credit card that helps you build a credit score with responsible use. Many credit-building cards don’t have a rewards structure. The Petal 2, on the other hand, lets you earn cash back and rewards you with a higher cash back rate...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 12.99% ‐ 26.99% (Variable) |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate |
Cash Advances Not Allowed |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | 0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back
|
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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