Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateDespite the Petal 2’s limited cardholder benefits, it stands out as an excellent tool for credit builders. With no annual fee and a solid cash back rate, this starter card has a lot to offer cardholders.
- Lauren Graves, MoneyUnder30The Petal 2 Visa® Credit Card is best for people with average credit. Cardholders enjoy plenty of opportunities to earn cash back, don’t pay anything in annual fees or account fees, and can borrow up to $10,000 at roughly average interest rates if they carry a balance. You might want to apply for th...
- Jennifer Doss, CardRatings.comThe Petal® 2 "Cash Back, No Fees" Visa® Credit Card is a good card for anyone with a limited credit history. While it doesn't come with some of the bells and whistles offered by other rewards cards, it has a solid cash back offer. Plus, it's hard to argue with any card that isn't going to charge you...
- Thomas Streissguth, GOBankingRatesThe Petal 2 Visa credit card is an excellent option for those in the market for a first credit card. Its budgeting and credit monitoring features are also well designed for those who need to keep close track of their credit score and are trying to improve this important financial metric.
- Jaclyn DeJohn, CnetThe Petal® 2 "Cash Back, No Fees" Visa® Credit Card is the rare card that offers a rewards program to people with a lower credit score, providing an opportunity to earn cash back while you build your credit -- even if you have a limited credit history. Also unusual: it requires no security deposit,...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 17.49% ‐ 31.49% (Variable) |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate |
Cash Advances Not Allowed |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | 0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back
|
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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