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The OpenSky® Secured Visa® Credit Card currently has an Informr score of 6.7 out of 10.
This score is based on our evaluation of 18
sources including reviews from users and the web's most trusted critics.
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
They have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on their Facebook Fan page. (Search “OpenSky Card” in Facebook.)
No signup bonus
Foreign Transaction Fee
Am I eligible?
OpenSky® Secured Visa® Credit Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Provide a minimum security deposit of $200.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The OpenSky Secured Visa Credit Card may be a good fit if you’re looking for a secured credit card that doesn’t pull your credit when you apply. Because the card reports to all three major credit bureaus, using this card responsibly may help you establish a positive credit history. Additionally, the...
- Lance Cothern, Investopedia
We gave the OpenSky® Secured Visa® Credit Card an above-average rating not because of its fee structure or other account terms, which aren’t particularly impressive, but rather because it’s characterized by a very unique feature: no credit check. That means you can get it and thus begin the credit-i...
- John S Kiernan, WalletHub
The OpenSky® Secured Visa® Card is meant for consumers in the early stages of building or rebuilding their credit. With no credit check requirement and very loose underwriting standards, it’s an ideal first credit card out of bankruptcy, and its reasonable APR is a nod to users who need (or prefer)...
- Brian Martucci, Money Crashers
The OpenSky® Secured Visa® Credit Card is a way to rebuild credit, reporting all activity to the major credit bureaus, although it may not be the best option available to you. Like other secured cards, you’ll be required to make an initial deposit which will form your credit limit. But you won’t nee...
- Evan Zimmer, Credit Card Insider
If you want to give your credit score a boost, the OpenSky® Secured Visa® Credit Card is a good option. If you use your card responsibly and don’t overspend, you may be able to increase your credit score more quickly compared to similar cards with lower lines of credit. If you’re looking for rewards...
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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