Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Lance Cothern, InvestopediaThe Norwegian Cruise Line World Mastercard can help frequent Norwegian cruisers save money on their vacations. The 20,000 bonus WorldPoints for spending $1,000 in the first 90 days and 3 WorldPoints per dollar spent on eligible Norwegian purchases can be used for onboard credit, cruise discounts, or...
- FinderIf you’re planning a trip with Norwegian Cruise Line, you could benefit from this card. With no annual fee and opportunities to earn points, it’s good for those who don’t want to spend a lot on a credit card. However, your points are best spent on the cruise line.
- Christine Krzyszton, RewardExpertUnfortunately, you’ll need to be a frequent cruiser on Norwegian to gain any ongoing benefit. If you’re not, you should consider a travel credit card with a larger sign-up bonus, similar earning and more flexible redemption options.
- Robert Harrow, ValuePenguinIf you’re looking for a credit card to use on the high seas, and accompany you on your travels, we recommend choosing another travel rewards credit card. The lack of features on the Norwegian Cruise Line Credit Card, accompanied by the low rewards rate, makes it an unappealing choice for most consum...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
16.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | 0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
2 points per $1 spent On Norwegian Cruise Line purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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