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NetSpend® Visa® Prepaid Card review

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Advertiser Disclosure

Card Price
-
Card Maintenance Fee
$0.00
Rewards
No
Signup Bonus
No


8.3/10
Informr score
The NetSpend® Visa® Prepaid Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 13 sources including reviews from users and the web's most trusted critics.

What the Critics Are Saying...


BestCards
BestCards

Netspend Prepaid Visa holders can have access to their direct deposits up to two days earlier than usual. Banks wait to make deposit funds available once the amount settles into the account. With Netspend, however, the deposit enters your account once payment instruction is received, meaning you hav...

- BestCards
Upgraded Points
Upgraded Points

The Netspend Prepaid Visa card is a good option for individuals that need to manage their money, but perhaps have damaged credit scores or simply prefer to not have a bank account. It’s also a way to get around expensive fees for cashing checks, where the costs can eat into that monthly paycheck. Wi...

- Erin Miller, Upgraded Points
Bankrate
Bankrate

While the card has its advantages, there are better prepaid cards available on the market that perform similar functions at a more affordable cost—and offer rewards to boot. Netspend’s fees are a major drawback, especially the high ATM withdrawal fees. However, this card may be beneficial for anyone...

- Garrett Yarbrough, Bankrate
LendingTree
LendingTree

If you’re looking for a prepaid card to use for everyday expenses, then the NetSpend® Visa® Prepaid Card wouldn’t be a bad choice since its branded with Visa and is accepted at more businesses than American Express. If you have at least one direct deposit over $500 funding the card every month, then...

- Julie Sherrier, LendingTree
SimpleMoneyLyfe
SimpleMoneyLyfe

Netspend is more expensive than many cards at their pay-go and standard monthly fee of $9.95. However, if you add direct deposit, you can get Premier, which reduces the $9.95 down to $5 per month. For just $5 a month, Netspend offers you everything but credit building! You will have access to a Savi...

- Brian Latchford, SimpleMoneyLyfe

Details


Overview
Card Price $0.00
Activation Fee $0.00
Card Maintenance Fee $0.00
Minimum Load Amount $10.00
Maximum Load Amount $7,500.00

Daily

Max Balance $15,000.00
Transaction Fees
Add Money
Direct Deposit
$0.00
Cash Loads
$3.95

Maximum

Card to card transfer
$0.00
Spend Money
Purchase Fee
$1.50
Bill Payment
$0.00
  • For Automated Clearing House (ACH) Payments
  • Fee Varies for MoneyGram® Bill Payment Service
Foreign Transaction Fee
4%
Get Cash
ATM withdrawal fee (Domestic) - In Network
$2.95

You may also be charged a fee by the ATM operator

ATM withdrawal fee (Domestic) - Out of Network
$2.95

You may also be charged a fee by the ATM operator

ATM withdrawal fee (International)
$0.00

Foreign Transaction Fee applies

Over-the-counter cash withdrawal (Domestic)
Unknown
Over-the-counter cash withdrawal (International)
Unknown
Other
Balance Inquiry (at ATM)
$0.50
Inactivity
$5.95

Per month effective after 90 days w/ no transaction

Card replacement
$9.95
Card Replacement and Express Delivery Fee
$20.00
  • Delivery in 3 business days
  • $25 for delivery in 1-2 business days
Monthly Paper Statements
$0.00
Custom Card Fee OR Customization
$4.95
Promotions
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders Yes
Funds Don't Expire No
Supported Currencies USD
Zero Liability Yes
Fraud Protection Yes
Custom Design Yes
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Age 18
Temporary Residents Yes
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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