- Leah Fallon, FinderBecause the NetSpend® Visa® Prepaid Card is a prepaid card, you can worry less about overspending, late fees and overwhelming credit card debt. The card offers cashback rewards, the ability to control your budget and the option to open a high-yield savings account. And there’s no credit check when y...
- Erin Miller, Upgraded PointsThe Netspend Prepaid Visa card is a good option for individuals that need to manage their money, but perhaps have damaged credit scores or simply prefer to not have a bank account. It’s also a way to get around expensive fees for cashing checks, where the costs can eat into that monthly paycheck. Wi...
- Garrett Yarbrough, BankrateWhile the card has its advantages, there are better prepaid cards available on the market that perform similar functions at a more affordable cost—and offer rewards to boot. Netspend’s fees are a major drawback, especially the high ATM withdrawal fees. However, this card may be beneficial for anyone...
- BestCardsNetspend Prepaid Visa holders can have access to their direct deposits up to two days earlier than usual. Banks wait to make deposit funds available once the amount settles into the account. With Netspend, however, the deposit enters your account once payment instruction is received, meaning you hav...
- Julie Sherrier, LendingTreeIf you’re looking for a prepaid card to use for everyday expenses, then the NetSpend® Visa® Prepaid Card wouldn’t be a bad choice since its branded with Visa and is accepted at more businesses than American Express. If you have at least one direct deposit over $500 funding the card every month, then...
Overview | |
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Card Price |
$0.00 No fee for initial Card purchase for Card Accounts not acquired at a retail location. Up to $9.95 For initial Card purchase at a retail location. Fee is determined and assessed by operator of retail location and varies depending on location. This is a third-party fee and is subject to change. |
Activation Fee | $0.00 |
Card Maintenance Fee |
$0.00 $0 - Pay-As-You-GoPlan $9.95 - Monthly Plan $5.00 - Reduced Monthly Plan |
Minimum Load Amount |
$1.00 Subject to the terms established by the individual reload location |
Maximum Load Amount |
$7,500.00 Per rolling twenty-four (24) hour period |
Max Balance | $15,000.00 |
Transaction Fees | |
Add Money | |
Direct Deposit
|
$0.00 |
Cash Loads
|
$3.95 Up to $3.95 per load. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location. This is a third-party fee and is subject to change. |
Card to card transfer
|
$0.00 |
Spend Money | |
Purchase Fee
|
$1.00 $1 - Pay-As-You-GoPlan $0 - Monthly Plan $0 - Reduced Monthly Plan |
Bill Payment
|
$0.00
|
Foreign Transaction Fee
|
4% Per foreign transaction. Calculated based on the U.S. dollar amount of the purchase transaction or cash withdrawal. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. |
Get Cash | |
ATM withdrawal fee (Domestic) - In Network
|
$2.95 You may also be charged a fee by the ATM operator |
ATM withdrawal fee (Domestic) - Out of Network
|
$2.95 You may also be charged a fee by the ATM operator |
ATM withdrawal fee (International)
|
$0.00 Foreign Transaction Fee applies |
Over-the-counter cash withdrawal (Domestic)
|
Unknown |
Over-the-counter cash withdrawal (International)
|
Unknown |
Other | |
Balance Inquiry (at ATM)
|
$0.50 |
Inactivity
|
$5.95 Per month effective after 90 days w/ no transaction |
Card replacement
|
$9.95 |
Card Replacement and Express Delivery Fee
|
$20.00
|
Monthly Paper Statements
|
$0.00 |
Custom Card Fee OR Customization
|
$4.95 |
Promotions | |
Sign up bonus | - |
Rewards | - |
Features & Benefits | |
Additional Card Holders | Yes |
Funds Don't Expire | No |
Supported Currencies | USD |
Zero Liability | Yes |
Fraud Protection | Yes |
Custom Design | Yes |
Wireless Payments | Apple Pay, Google Pay |
Virtual Cards | No |
Eligibility | |
Minimum Age | 18 |
Temporary Residents | Yes |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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