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Netspend® Prepaid Mastercard®

Netspend® Prepaid Mastercard® review

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Advertiser Disclosure

Card Price
-
Card Maintenance Fee
$9.95 per month
Rewards
No
Signup Bonus
No


What the Critics Are Saying...


BestCards
BestCards

The Netspend® Prepaid MasterCard® provides ease of access, the option of getting paid two days earlier, and no monthly fees. The addition of rewards on eligible purchases makes this a prepaid card with a difference – and one that you should carefully considerin lieu of a credit or debit card.

- BestCards
Emartbd
Emartbd

NetSpend is one of the best but most expensive alternatives to traditional checking accounts. It was founded in 1999. Axos Bank, MetaBank, and Republic Bank & Trust Company are the issuers of the prepaid debit Visa and MasterCard. I no longer wish to use a NetSpend Prepaid card or I do not like...

- emoin, Emartbd

Details


Overview
Card Price $0.00

No fee for initial Card purchase for Card Accounts not acquired at a retail location.

Up to $9.95 For initial Card purchase at a retail location. Fee is determined and assessed by operator of retail location and varies depending on location. This is a third-party fee and is subject to change. 

Activation Fee Unknown
Card Maintenance Fee $9.95 per month

$0 - Pay-As-You-GoPlan

$9.95 - Monthly Plan

$5.00 - Reduced Monthly Plan

Minimum Load Amount Unknown
Maximum Load Amount $7,500.00

Per rolling twenty-four (24) hour period

Max Balance $15,000.00
Transaction Fees
Add Money
Direct Deposit
$0.00


Cash Loads
$3.95

Up to $3.95 per load. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location. This is a third-party fee and is subject to change.

Card to card transfer
Unknown
Spend Money
Purchase Fee
$1.50

$1.5 - Pay-As-You-GoPlan

$0 - Monthly Plan

$0 - Reduced Monthly Plan

Bill Payment
Unknown
Foreign Transaction Fee
4%

Per foreign transaction. Calculated based on the U.S. dollar amount of the purchase transaction or cash withdrawal. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee.

Get Cash
ATM withdrawal fee (Domestic) - In Network
$2.95

Per withdrawal. You may also be charged a fee by the ATM operator. You can avoid ATM fees if you select “DEBIT” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.

ATM withdrawal fee (Domestic) - Out of Network
Unknown
ATM withdrawal fee (International)
Unknown
Over-the-counter cash withdrawal (Domestic)
$4.00

Up to the greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Fee may be either a flat fee or a percentage of the withdrawal amount. Fee is determined and assessed by operator of Netspend Reload Network location and varies depending on location and amount of cash withdrawn. This is a third-party fee and is subject to change.

Over-the-counter cash withdrawal (International)
$9.95

Greater of 1% of the withdrawal amount or $2.95, not to exceed $9.95 per withdrawal. A fee may also be assessed by a financial institution that is not a Mastercard-member financial institution.

Other
Balance Inquiry (at ATM)
$0.50

Per inquiry. You may also be charged a fee by the ATM operator.

Inactivity
$5.95

Per month. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee, for ninety (90) days. If enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee.

Card replacement
$9.95

Per lost, stolen, or damaged Card replaced

Card Replacement and Express Delivery Fee
$25.00

$0 - Card Delivery Fee – 7-10 Business Days

$20.00 - Card Delivery Fee – 3 Business Days

$25.00 - Card Delivery Fee – 1-2 Business Days

Charged in addition to Additional Card Fee or Replacement Card Fee. Fee will be assessed when this service is requested with additional or replacement Card orders.

Monthly Paper Statements
Unknown
Custom Card Fee OR Customization
$4.95

Per custom Card

Promotions
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies -
Zero Liability
Fraud Protection
Custom Design Yes
Wireless Payments No
Virtual Cards
Eligibility
Minimum Age
Temporary Residents
More
Additional comments -
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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