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Milestone Mastercard® review

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5.8/10
Informr score
The Milestone Mastercard® currently has an Informr score of 5.8 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

What's good

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.

What's bad

  • Higher APR than some secured cards
  • Annual fee
  • No rewards
  • No signup bonus

Am I eligible?


Milestone Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

This card could be good for building credit if the purchases made are very small amounts, but other options are ultimately better for substantially improving credit.

- John Bogna, GOBankingRates
CreditCards.com
CreditCards.com

Though it could be useful if you want to build credit without putting down a security deposit, the Milestone Mastercard’s high annual fee, high APR and bare-bones cardholder perks make it hard to recommend for most cardholders.

- Nouri Zarrugh, CreditCards.com
MoneyUnder30
MoneyUnder30

The Milestone Mastercard® is a golden opportunity for people with bad credit, no credit, or bankruptcy in their past. The annual fees are lower than some credit cards. Plus, you get the assurance of global acceptance at over 33 million stores across 210 countries. While no reward program is offered...

- Laura Cook, MoneyUnder30
WalletHub
WalletHub

Numerous credit cards offer approval to people with bad credit, but few will do business with the worst of the bunch. Someone with a bankruptcy on his or her credit report may even have trouble getting a secured credit card. But such a blemish is fine as far as Milestone® is concerned, which is quit...

- John S Kiernan, WalletHub
MarketProSecure
MarketProSecure

An excellent tool for people who want an unsecured credit card for their credit re-building or fixing needs. Utilizing this card within your credit strategy is going to be very beneficial, even if it does come with its faults.

- MarketProSecure

Details


Interest Rates
Regular APR Interest Rate 24.9%
Balance Transfer Interest Rate
Cash Advance Interest Rate 29.9%
Rates & Fees
Annual Fee $35.00 - $99.00

Dependent on credit worthiness

Balance Transfer Fee
Cash Advance Fee 5%
  • Minimum of $5 (not to exceed $100)
  • $0 during the first year
Foreign Transaction Fee 1%

Of each transaction in U.S. dollars.

Over Limit Fee $40.00

Maximum

Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Road Assistance
  • Travel assistance services
  • Choose your custom card design for free
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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