What's good
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Access your account online or from your mobile device 24/7
- Account history is reported to the three major credit bureaus in the U.S.
What's bad
- Higher APR than some secured cards
- Annual fee
- No rewards
- No signup bonus
Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John Bogna, GOBankingRatesThis card could be good for building credit if the purchases made are very small amounts, but other options are ultimately better for substantially improving credit.
- Nouri Zarrugh, CreditCards.comThough it could be useful if you want to build credit without putting down a security deposit, the Milestone Mastercard’s high annual fee, high APR and bare-bones cardholder perks make it hard to recommend for most cardholders.
- Laura Cook, MoneyUnder30The Milestone Mastercard® is a golden opportunity for people with bad credit, no credit, or bankruptcy in their past. The annual fees are lower than some credit cards. Plus, you get the assurance of global acceptance at over 33 million stores across 210 countries. While no reward program is offered...
- John S Kiernan, WalletHubNumerous credit cards offer approval to people with bad credit, but few will do business with the worst of the bunch. Someone with a bankruptcy on his or her credit report may even have trouble getting a secured credit card. But such a blemish is fine as far as Milestone® is concerned, which is quit...
- MarketProSecureAn excellent tool for people who want an unsecured credit card for their credit re-building or fixing needs. Utilizing this card within your credit strategy is going to be very beneficial, even if it does come with its faults.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 24.9% |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 29.9% |
| Rates & Fees | |
| Annual Fee |
$35.00 - $99.00 Dependent on credit worthiness |
| Balance Transfer Fee | |
| Cash Advance Fee |
5%
|
| Foreign Transaction Fee |
1% Of each transaction in U.S. dollars. |
| Over Limit Fee |
$40.00 Maximum |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Milestone Mastercard®