What's good
- Instant pre-qualification is available for those who qualify
- Less than perfect credit is okay
- Access your account online or from your mobile device 24/7
- Account history is reported to the three major credit bureaus in the U.S.
What's bad
- Higher APR than some secured cards
- Annual fee
- No rewards
- No signup bonus
Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Luthi, Fernando Flores, The BalanceThe Milestone Gold Mastercard from The Bank of Missouri is an unsecured credit card designed to help you build or rebuild your credit history. Depending on your credit situation and how you use the card, however, it could get expensive.
- MarketProSecureAn excellent tool for people who want an unsecured credit card for their credit re-building or fixing needs. Utilizing this card within your credit strategy is going to be very beneficial, even if it does come with its faults.
- John S Kiernan, WalletHubNumerous credit cards offer approval to people with bad credit, but few will do business with the worst of the bunch. Someone with a bankruptcy on his or her credit report may even have trouble getting a secured credit card. But such a blemish is fine as far as Milestone® Gold is concerned, which is...
- Jennifer Pacheco, SimpleMoneyLyfeAll in all, applying and accepting the terms for the Milestone® Gold Mastercard® is a personal preference. Ask yourself if it’s worth it. Can you stick to the monthly payments and make them on time? Can you stay on a budget and not go over that maximum $300 spending cap? Will you be ok with never ge...
- Kendall Little, NextAdvisorMilestone Gold Mastercard is a middle-of-the-road choice for credit building. It offers easy access for people with bad credit and a prequalification option, which can help you make a more informed decision based on the terms you qualify for. But there are better credit-building options available th...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 24.9% |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 29.9% |
| Rates & Fees | |
| Annual Fee |
$35.00 - $99.00 Dependent on credit worthiness |
| Balance Transfer Fee | |
| Cash Advance Fee |
5%
|
| Foreign Transaction Fee |
1% Of each transaction in U.S. dollars. |
| Over Limit Fee |
$40.00 Maximum |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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