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Milestone Gold Mastercard® review

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Informr score
The Milestone Gold Mastercard® currently has an Informr score of 5.2 out of 10. This score is based on our evaluation of 18 sources including reviews from users and the web's most trusted critics.

What's good

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.

What's bad

  • Higher APR than some secured cards
  • Annual fee
  • No rewards
  • No signup bonus

Am I eligible?

Milestone Gold Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Balance
The Balance

The Milestone Gold Mastercard from The Bank of Missouri is an unsecured credit card designed to help you build or rebuild your credit history. Depending on your credit situation and how you use the card, however, it could get expensive.

- Ben Luthi, Fernando Flores, The Balance

An excellent tool for people who want an unsecured credit card for their credit re-building or fixing needs. Utilizing this card within your credit strategy is going to be very beneficial, even if it does come with its faults.

- MarketProSecure

Numerous credit cards offer approval to people with bad credit, but few will do business with the worst of the bunch. Someone with a bankruptcy on his or her credit report may even have trouble getting a secured credit card. But such a blemish is fine as far as Milestone® Gold is concerned, which is...

- John S Kiernan, WalletHub

All in all, applying and accepting the terms for the Milestone® Gold Mastercard® is a personal preference. Ask yourself if it’s worth it. Can you stick to the monthly payments and make them on time? Can you stay on a budget and not go over that maximum $300 spending cap? Will you be ok with never ge...

- Jennifer Pacheco, SimpleMoneyLyfe

Milestone Gold Mastercard is a middle-of-the-road choice for credit building. It offers easy access for people with bad credit and a prequalification option, which can help you make a more informed decision based on the terms you qualify for. But there are better credit-building options available th...

- Kendall Little, NextAdvisor


Interest Rates
Regular APR Interest Rate 24.9%
Balance Transfer Interest Rate
Cash Advance Interest Rate 29.9%
Rates & Fees
Annual Fee $35.00 - $99.00

Dependent on credit worthiness

Balance Transfer Fee
Cash Advance Fee 5%
  • Minimum of $5 (not to exceed $100)
  • $0 during the first year
Foreign Transaction Fee 1%

Of each transaction in U.S. dollars.

Over Limit Fee $40.00


Late Payment Fee $40.00


Sign up bonus No
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Road Assistance
  • Travel assistance services
  • Choose your custom card design for free
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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