Milestone Gold Mastercard® review

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Informr score
The Milestone Gold Mastercard® currently has an Informr score of 5.6 out of 10. This score is based on our evaluation of 13 sources including reviews from users and the web's most trusted critics.

What's good

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

What's bad

  • Higher APR than some secured cards
  • Annual fee
  • No rewards
  • No signup bonus

Am I eligible?

Milestone Gold Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Numerous credit cards offer approval to people with bad credit, but few will do business with the worst of the bunch. Someone with a bankruptcy on his or her credit report may even have trouble getting a secured credit card. But such a blemish is fine as far as Milestone® Gold is concerned, which is...

- John S Kiernan, WalletHub

The Milestone Gold Mastercard potentially allows access to a credit card even if you have fair and even poor credit. However, that alone may not be enough to justify applying for this card over better options that fill the same need. The card comes with an annual fee of up to $99 a year, which is ch...

- Kat Tretina, Investopedia
The Simple Dollar

If you are looking to reestablish your credit, the Milestone® Gold Mastercard® may be a good fit for you. It is easy to get approved with this card, and it grants you a small credit line with the chance to prove you can manage it responsibly. Further, you can enjoy Milestone® Gold Mastercard® Benefi...

- Jessica Walrack, The Simple Dollar
Dough Roller

The card will offer you an opportunity to add a good credit reference to your credit report. That, along with other good credit references, will eventually help you to either build good credit from the ground up, or sufficiently offset bad credit history to improve your credit score. For both buildi...

- Kevin Mercadante, Dough Roller

If you really need a credit card and your credit history gets you declined by most banks, the Milestone Gold MasterCard is one option to help you turn that around. But as soon as your credit score is high enough to get you access to better cards, drop this one like a hot potato.

- Wendy Connick, Cardcruncher


Interest Rates
Regular APR Interest Rate 24.9%
Balance Transfer Interest Rate
Cash Advance Interest Rate 29.9%
Rates & Fees
Annual Fee $35.00 - $99.00

Dependent on credit worthiness

Balance Transfer Fee
Cash Advance Fee 5%

- Minimum of $5 (not to exceed $100)

- $0 during the first year

Foreign Transaction Fee 1%

Of each transaction in U.S. dollars.

Over Limit Fee $40.00


Late Payment Fee $40.00


Sign up bonus No
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- Road Assistance

- Travel assistance services

- Choose your custom card design for free

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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