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Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.24% ‐ 25.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 25.24% (Variable)
Balance Transfer
16.24% ‐ 25.24% (Variable) (0% for the first 15 months)
Balance Transfer
16.24% ‐ 25.24% (Variable) (0% for the first 15 months)
1 - 2 Miles
1 - 2 Miles
Signup Bonus
50000 miles (after spending $3,000)
Signup Bonus
50000 miles (after spending $3,000)

Informr score
The Miles & More® World Elite Mastercard® currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Miles & More® World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Lufthansa Miles & More® World Elite® Mastercard is a good card if you typically fly on Lufthansa or one of its partner airlines. Because the Miles & More® program has more than 30 partner airlines, including United and Air Canada, it’s easy to find redemption options for your miles. Card...

- Ben Walker, FinanceBuzz

The Miles & More World Elite Mastercard is best suited to travelers who want to earn rewards and bonuses on Lufthansa and its eight Miles & More airline partners, and who otherwise plan to use the card sparingly. For travelers who are carrying a sizable balance on another card, the 0% APR of...

- Rebecca Lake, Investopedia

The Lufthansa Miles & More World Elite Mastercard has some benefits as well as some downsides. It has a pretty normal reward earning structure, it’s good if you travel to Europe often, and it does have some travel perks. It’s often better used as a companion card to a primary travel rewards card...

- Ashley Sutphin, LendEDU
Money Crashers
Money Crashers

Miles & More® World Elite Mastercard® is ideal for regular international travelers who can take full advantage of the companion fare and airport lounge benefits. However, thanks to a solid sign-up bonus, Miles & More reciprocity, and unusually flexible redemption options, it’s also appropria...

- Brian Martucci, Money Crashers

The Miles & More World Elite Mastercard costs $89 p.a. a year, but it’s worth the cost if you can take advantage of its annual perks. On top of that, you’ll earn flexible miles you can redeem with multiple carriers.

- Finder


Interest Rates
Regular APR Interest Rate 16.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 25.24% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $89.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 50000 miles after spending $3,000

On purchases within the first 3 months and pay the annual fee

All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

Spent on ticket purchases directly from Miles & More integrated airline partners.

Pharmacy No
Bills No
Additional Details
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Up to 15% off Miles & More Hotel and Car Awards
  • Two complimentary Lufthansa Business Lounge Vouchers annually
  • Receive a companion ticket annually
  • Mastercard Travel assistance services
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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