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The Luxury Card™ Mastercard® Titanium Card™ currently has an Informr score of 7.5 out of 10.
This score is based on our evaluation of 13
sources including reviews from users and the web's most trusted critics.
Patented brushed stainless steel front and carbon back—weighing 22 grams
2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent
24/7 Luxury Card Concierge®—Available by phone, email, and live mobile chat
Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties
Members-only LUXURY MAGAZINE®
Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more
Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply
No signup bonus
Low rewards rate
Am I eligible?
Luxury Card™ Mastercard® Titanium Card™ is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The main value of the Mastercard® Titanium Card™ comes from its benefits. You could save quite a bit of money, depending on how much you utilize the VIP Hotel & Travel benefit. The rewards, in relation to the price, could definitely be better. While this is a heavy, metal card, there are other t...
- Brendan Harkness, Credit Card Insider
If you plan to use the ample benefits the Mastercard Titanium card offers regularly, and you redeem your rewards points solely for airfare, you might be able to justify this card’s $195 annual fee. Otherwise, you could probably net more value from a card with no annual fee that offers 1.5% cash back...
- Lance Cothern, Investopedia
The Mastercard® Titanium Card™ is tailored to seasoned, frequent travelers who take ample advantage of its considerable lineup of VIP travel benefits and other perks. It’s also great for travelers who fly often, as the inflated point values on airfare redemptions help offset the unremarkable earning...
- Brian Martucci, Money Crashers
The MasterCard® Titanium Card™ sits in an odd place between more affordable travel credit cards with fewer perks, and more expensive cards with premium travel benefits. It straddles the two tiers, but in doing so, fails to justify its $195 annual fee. Frequent jetsetters should consider upgrading to...
- Kailey Fralick, Cardcruncher
The Luxury Card™ Mastercard® Titanium Card™ provides a luxury travel experience including a personal concierge service and 2% back on all airline redemptions. However, you’ll need to pay a steep annual fee to earn these perks.
Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
Luxury Gift Program
Members-Only Luxury Magazine
Luxury Card Experiences®
Luxury Card App
Create a Boxed account and use your Luxury Card World Elite Mastercard to earn 5% cash rewards on eligible Boxed orders for use on future purchases.
Get $10 Lyft credit when you enroll and take 5 eligible rides in a month.
Receive free 2-day shipping and free return shipping on eligible purchases when you sign up for a complimentary ShopRunner membership
Get rewarded even faster on eligible purchases when you join Fandango VIP. Earn double the points for the tickets you buy with your Luxury Card World Elite Mastercard, 250 points per ticket. Rack up 500 points and earn a $5 VIP + reward.
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