Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Benji Stawski, Ryan Wilcox, The Points GuyIf you’re a Marriott loyalist in need of a cobranded credit card or are looking to change from a different Marriott card, the Marriott Bonvoy Brilliant is an ideal choice. Its earning rates are not as lucrative as those of some of its competitors, but the large welcome offer coupled with impressive...
- Ben Schlappig, One Mile at a TimeThe Marriott Bonvoy Brilliant Card is Marriott’s most premium credit card. The card has a $650 annual fee, but offers perks like Platinum Elite status, an up to $300 annual restaurant credit, an annual free night certificate valid at a property costing up to 85K points, and much more. Add in all the...
- Garrett Yarbrough, Brendan Dyer, BankrateThis card has more than enough premier perks for frequent Marriott guests to justify the annual fee, including complimentary Gold Elite status, impressive annual credits and prized American Express travel features.
- Emily Sherman, CreditCards.comThis card offers a ton of ongoing value via its first-year and ongoing perks, but its high annual fee means it will only be viable if you spend a lot of time at Marriott hotels.
- Josh Bandura, Frugal FlyerThe Amex Bonvoy Brilliant is one of the best hotel-focused credit cards in both the US and Canadian Market. While the $650 USD annual fee may seem daunting for some, the value that you can extract from this card makes it completely worth it. If you plan on staying at Marriott properties at least onc...
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
Not available |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $650.00 |
Balance Transfer Fee | |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
85000 points after spending $6,000 On purchases within the first 6 months |
Rewards | |
All Purchases | 2 points per $1 spent |
Restaurants | 3 points per $1 spent |
Gas | No |
Groceries | No |
Hotels |
6 points per $1 spent On eligible purchases at participating Marriott Bonvoy hotels. |
Travel |
3 points per $1 spent On flights booked directly with airlines. |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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