Lowe's Business Rewards Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 26.99% (0% for the first 6 months)
Balance Transfer
-
Rewards
1 - 3 points
Signup Bonus
5000 points (after spending $100)


Am I eligible?


Lowe's Business Rewards Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

A worthy credit card for the Lowe’s regular. It offers a helpful 5% discount each time you buy eligible items at the home improvements superstore. It also offers a variety of categories in which you can earn accelerated rewards. For all of this, you’ll pay a $0.00 annual fee.

- Finder
Doctor Of Credit

There are a lot of cards that earn at a higher rate on all purchases than this card does on just Lowe’s purchases. The sign up bonus is also exceptionally small. Because of all these factors I don’t recommend anybody signs up for this card.

- William Charles, Doctor Of Credit

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99% (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.


Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.


Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 5000 points after spending $100

On purchases within the first 30 days.

Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills 3 points per $1 spent

On wireless telephone services purchased directly from US service providers.

Additional Details
  • 3 points per $1 spent on purchases made in office supply stores in the US
  • 2 points per $1 spent on purchases made in Lowe's
Features & Benefits
Additional Card Holders Yes

The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Baggage Insurance Plan

- Get a 5% discount every day from Lowe's on eligible Lowe's purchases.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Finder

Enjoy great Lowe’s savings and rewards

A worthy credit card for the Lowe’s regular. It offers a helpful 5% discount each time you buy eligible items at the home improvements superstore. It also offers a variety of categories in which you can earn accelerated rewards. For all of this, you’ll pay a $0.00 annual fee.

Read full review

A worthy credit card for the Lowe’s regular. It offers a helpful 5% discount each time you buy eligible items at the home improvements superstore. It also offers a variety of categories in which you can earn accelerated rewards. For all of this, you’ll pay a $0.00 annual fee.

Read full review

Less

Doctor Of Credit

Not the best option for dining & office supply store purchases

from Doctor Of Credit

There are a lot of cards that earn at a higher rate on all purchases than this card does on just Lowe’s purchases. The sign up bonus is also exceptionally small. Because of all these factors I don’t recommend anybody signs up for this card.

Read full review

There are a lot of cards that earn at a higher rate on all purchases than this card does on just Lowe’s purchases. The sign up bonus is also exceptionally small. Because of all these factors I don’t recommend anybody signs up for this card.

Read full review

Less

User Reviews


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