Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Kevin Payne, FinanceBuzzThis card is the best fit for a small business owner who is OK with redeeming the Lowe's Business Rewards points they earn for gift cards. In fact, gift cards are your only redemption choice with this card, with no options for statement credits or applying points toward travel purchases.
- Benilyn Formoso - Suralta, Fit Small BusinessThe Lowe’s Business Rewards Card from American Express is best for business owners, contractors, and fix-and-flippers who shop frequently for home improvement products at Lowe’s. This rewards card comes with perks and in-store discounts and charges no annual fee.
- Kevin Joey Chen, FinderThe Lowe's Business Rewards Card from American Express is a worthy credit card for the Lowe’s regular. It offers a helpful 5% discount each time you buy eligible items at the home improvements superstore. It also offers a variety of categories in which you can earn accelerated rewards. For all of th...
- William Charles, Doctor Of CreditThere are a lot of cards that earn at a higher rate on all purchases than this card does on just Lowe’s purchases. The sign up bonus is also exceptionally small. Because of all these factors I don’t recommend anybody signs up for this card.
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
Not available |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | |
Cash Advance Fee |
3% Minimum of $5 |
Foreign Transaction Fee |
2.7% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus |
|
Rewards | |
All Purchases | 1% cash back |
Restaurants | 2% cash back |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders |
The maximum number of Additional Cards issued on each Account is 99. |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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