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L.L.Bean® Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.24% ‐ 22.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 22.24% (Variable)
Balance Transfer
16.24% ‐ 22.24% (Variable)
Balance Transfer
16.24% ‐ 22.24% (Variable)
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
-
Signup Bonus
-


4.7/10
Informr score
The L.L.Bean® Mastercard® currently has an Informr score of 4.7 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


L.L.Bean® Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Balance
The Balance

Offers cardholder perks and bonus rewards aimed at luring in the most serious L.L. Bean shoppers. If your goal is earning rewards for L.L. Bean merchandise and you want as many shopping perks as possible, this could be the card for you.

- Holly D. Johnson, Dale Brauner, The Balance
SimpleMoneyLyfe
SimpleMoneyLyfe

As you can see, the L.L. Bean Mastercard is a stellar credit card for regular L.L. Bean shoppers. However, it’s outdone when it comes to rewards points for other areas like regular shopping or dining. All in all, the L.L. Bean Mastercard is best used as an L.L. Bean-specific credit card – pair it wi...

- Kim Pinnelli, SimpleMoneyLyfe
Investopedia
Investopedia

For the most part, the L.L. Bean Mastercard is only going to work for those who already are big fans of the brand, and who make quite a few L.L. Bean purchases throughout the year. For L.L. Bean devotees who want a little extra perk and price break, using this card for their purchases at the retaile...

- Miranda Marquit, Investopedia

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 22.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 22.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- Earn 4% cash back on all L.L.Bean purchases

- Redeem 1 Bean Buck for $1 at L.L. Bean

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- Free return shipping on items purchased at L.L.Bean.

- Enjoy special sales and offers throughout the year.

- Free monogramming on L.L.Bean products.

- Get a 15% discount on your first L.L.Bean purchase upon approval with the new card.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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