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Kroger Rewards World Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
14.74% ‐ 27.74% (Variable)
Interest Rate: Purchases
14.74% ‐ 27.74% (Variable)
Balance Transfer
14.74% ‐ 27.74% (Variable)
Balance Transfer
14.74% ‐ 27.74% (Variable)
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
-
Signup Bonus
-


5.7/10
Informr score
The Kroger Rewards World Mastercard® currently has an Informr score of 5.7 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Kroger Rewards World Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Investopedia
Investopedia

The Kroger REWARDS World Mastercard could be a good choice if you mainly shop at Kroger and Kroger Family of Companies stores and are satisfied to use your rewards at those locations. The first-year discount on gas is also a money-saving benefit that might tempt you to sign up.

- Rebecca Lake, Dale Brauner, Investopedia
The Balance
The Balance

You’ll get 55 cents off per gallon for the first year you have an account, as long as you redeem at least 100 fuel points earned through Kroger’s loyal shopper program whenever you use your card at the pump. It shouldn’t be hard for regular customers at Kroger-owned stores to do this on a consistent...

- Holly D. Johnson, Michael Rosenston, The Balance
Upgraded Points
Upgraded Points

Since it’s a Mastercard, you can use it anywhere Mastercard is accepted and in doing so, you’ll earn rewards even at a base level. Upon approval for this card, members are automatically enrolled in the rewards program associated with the card. The cardholder’s account must be open and in good standi...

- Dr. Erin Miller, Upgraded Points
Bankrate
Bankrate

You’d be much better off with a different card that pays higher rewards on groceries or gas.

- Robin Saks Frankel, Bankrate

Details


Interest Rates
Regular APR Interest Rate 14.74% ‐ 27.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.74% ‐ 27.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries 2% cash back

On purchases in the Kroger family of companies (excluding fuel centers).

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details 5% cash back on mobile wallet purchases for the first $3,000, then 1% thereafter
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Mastercard Travel Services
  • Mastercard ID Theft Protection
  • Save an additional 25¢ per gallon of fuel everyday each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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