Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Nick Cole, ClarkThis card has a very particular audience. For it to be worth your while, you need to be so entrenched in the Kroger ecosystem that you regularly buy your groceries and more at its properties and also make full use of the promotional fuel offer. Otherwise, you’re likely better off using a flat 2% cas...
- Ashley Parks, BankrateThe Kroger World Elite Mastercard is a straightforward, no-frill rewards card built for loyal Kroger customers. While cardholders can earn cash back outside of Kroger and associated stores, it’s most beneficial to people who use mobile wallets and fuel up at Kroger gas stations. That being said, it...
- Rebecca Lake, Dale Brauner, InvestopediaThe Kroger REWARDS World Mastercard could be a good choice if you mainly shop at Kroger and Kroger Family of Companies stores and are satisfied to use your rewards at those locations. The first-year discount on gas is also a money-saving benefit that might tempt you to sign up.
- Holly D. Johnson, Michael Rosenston, The BalanceYou’ll get 55 cents off per gallon for the first year you have an account, as long as you redeem at least 100 fuel points earned through Kroger’s loyal shopper program whenever you use your card at the pump. It shouldn’t be hard for regular customers at Kroger-owned stores to do this on a consistent...
- Dr. Erin Miller, Upgraded PointsIf you’re a loyal Kroger shopper and also shop with its Kroger Co. Family of Stores, then the Kroger Mastercard may be a good fit for your wallet, especially since you’ll reap some pretty nice rewards at Kroger fuel stations in the first year as well as a fairly decent welcome bonus. However, you’ll...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.74% ‐ 30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.74% ‐ 30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries |
2% cash back On purchases in the Kroger family of companies (excluding fuel centers). |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on mobile wallet purchases for the first $3,000 per calendar year, then 1% thereafter |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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