Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, Dale Brauner, InvestopediaThe Kroger REWARDS World Mastercard could be a good choice if you mainly shop at Kroger and Kroger Family of Companies stores and are satisfied to use your rewards at those locations. The first-year discount on gas is also a money-saving benefit that might tempt you to sign up.
- Holly D. Johnson, Michael Rosenston, The BalanceYou’ll get 55 cents off per gallon for the first year you have an account, as long as you redeem at least 100 fuel points earned through Kroger’s loyal shopper program whenever you use your card at the pump. It shouldn’t be hard for regular customers at Kroger-owned stores to do this on a consistent...
- Dr. Erin Miller, Upgraded PointsSince it’s a Mastercard, you can use it anywhere Mastercard is accepted and in doing so, you’ll earn rewards even at a base level. Upon approval for this card, members are automatically enrolled in the rewards program associated with the card. The cardholder’s account must be open and in good standi...
- Robin Saks Frankel, BankrateYou’d be much better off with a different card that pays higher rewards on groceries or gas.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.74% ‐ 27.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.74% ‐ 27.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries |
2% cash back On purchases in the Kroger family of companies (excluding fuel centers). |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details | 5% cash back on mobile wallet purchases for the first $3,000, then 1% thereafter |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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