Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Robin Ratcliff, CreditCards.comWith the Journey Student Rewards card, Capital One has designed a program for students geared to reinforce good credit habits, offering tools and incentives unmatched by any other student card.
- Laura Cook, MoneyUnder30The Journey Student Rewards from Capital One is a great student rewards credit card focused on making on-time payments. One benefit of paying on time is a boost from 1% cash back to 1.25% cash back. Capital One will also automatically review your credit limit in as little as six months.
- Brett Holzhauer, MoneyGeekThe no annual fee Journey Student Rewards from Capital One Card is best suited for students who wish to earn cash back and plan to travel overseas. This credit card is targeted towards people in the early stages of building their credit. It reports your payment history to all three major credit bure...
- Jennifer Doss, CardRatings.comThis card is designed for students who are just starting out and might not have much of a credit score. For that reason, you can expect a fairly high APR, so it's important to make sure you pay off the balance each month. Otherwise, if you're looking for a card to build your credit with, the Journey...
- John S Kiernan, WalletHubA Capital One Journey Card in the right hands can work wonders on your credit standing while also leaving you with a bit more money in your pocket. Plus, all you really need to qualify is an active college or university email address and the income or assets necessary to demonstrate your ability to...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back Pay on time to boost your cash back to a total of 1.25% for that month. |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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