Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerThe Jasper Card could be worth considering you're new to using credit. This card makes it easy to get approved, even without a credit score or Social Security number. You get plenty of tools and opportunities for building credit, assuming you use the card responsibly. There's no security deposit req...
- Jennifer Doss, CardRatings.comThe Jasper Cash Back Mastercard may be ideal for anyone who has fair credit and who wants a rewards credit card with low fees. The application process may be more involved, but the pay-off can be a credit card with a generous credit limit, cash back rewards for everyday purchases and no security dep...
- Brian Martucci, Money CrashersThe Jasper Mastercard® is one of the best credit cards for new-to-credit applicants and those with less-than-perfect credit, bar none. If you’re eager to begin using a credit card but concerned about the drawbacks of secured credit cards, Jasper could be just the answer you’ve been waiting for. Jasp...
- Kim Pinnelli, SimpleMoneyLyfeAs you can see, the Jasper Mastercard provides a great value for people who need to establish a credit history. Better yet, it actually provides rewards. Yes, there are better rewards programs out there, but they usually require a good score. For starter cards, 1% cash back is a pretty good rate! Co...
- Siobhan Neile, CreditCards.comThe Jasper Cash Back Mastercard offers a chance at a high credit limit, decent baseline rewards and an application process that’s uniquely flexible for working professionals new to the U.S. But its limited credit bureau reporting is a major shortcoming.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.99% ‐ 26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate |
26.49% ‐ 31.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | |
| Late Payment Fee |
$27.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back Start at 1% and get an extra 0.5% for a full year for every friend you bring on board, up to 6% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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