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Jasper Mastercard review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
15.74% ‐ 25.24% (Variable)
Interest Rate: Purchases
15.74% ‐ 25.24% (Variable)
Balance Transfer
Balance Transfer
1% cashback
1% cashback
Signup Bonus
Signup Bonus

Informr score
The Jasper Mastercard currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Jasper Mastercard is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Money Crashers
Money Crashers

The Jasper Mastercard® is one of the best credit cards for new-to-credit applicants and those with less-than-perfect credit, bar none. If you’re eager to begin using a credit card but concerned about the drawbacks of secured credit cards, Jasper could be just the answer you’ve been waiting for. Jasp...

- Brian Martucci, Money Crashers

As you can see, the Jasper Mastercard provides a great value for people who need to establish a credit history. Better yet, it actually provides rewards. Yes, there are better rewards programs out there, but they usually require a good score. For starter cards, 1% cash back is a pretty good rate! Co...

- Kim Pinnelli, SimpleMoneyLyfe

The Jasper Cash Back Mastercard offers a chance at a high credit limit, decent baseline rewards and an application process that’s uniquely flexible for working professionals new to the U.S. But its limited credit bureau reporting is a major shortcoming.

- Siobhan Neile,
Hustler MoneyBlog
Hustler MoneyBlog

The Jasper Mastercard is good choice for those who are new to credit in the United States. Apply for this card without a Social Security Number or credit history, however you will need proof of income. There is a relatively high, unsecured credit limit and no annual or foreign transactions fees.

- Paul Vu, Hustler MoneyBlog

The Jasper Card could be worth considering you're new to using credit. This card makes it easy to get approved, even without a credit score or Social Security number. You get plenty of tools and opportunities for building credit, assuming you use the card responsibly. There's no security deposit req...

- Rebecca Lake, MyBankTracker


Interest Rates
Regular APR Interest Rate 15.74% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate
Cash Advance Interest Rate 25.24% ‐ 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee
Late Payment Fee $27.00


Sign up bonus No
All Purchases 1% cash back

Start at 1% and get an extra 0.5% for a full year for every friend you bring on board, up to 6% cash back

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Mastercard ID Theft Protection
  • Priceless Cities Offers & Experiences
  • Lost or Damaged Luggage Insurance
  • Baggage Delay Insurance
  • Cellular Wireless Telephone Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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