Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Walker, FinanceBuzzThe new Instacart Mastercard is aimed at people who use Instacart. If you often get your groceries in store or via other means, there are better rewards credit cards available. The Instacart credit card has a $0 annual fee and offers an excellent 5% cashback rate on the Instacart app and Instacart.c...
- India Davis, CreditCards.comIf you’re already an avid Instacart user, this card could be hugely rewarding thanks to its impressive rewards rate, broad category coverage and generous first-year bonus. If you only use the service occasionally, though, you may be better off with a general grocery rewards card.
- Brendan Dyer, BankrateThis card could be a great choice for fans of grocery delivery who value convenience. But price markups and additional service fees could take a large chunk out of your rewards earnings.
- Brian Martucci, Money CrashersThe Instacart Mastercard is an ideal companion for anyone who prefers ordering groceries for delivery to shopping for themselves at the store. Its 5% cash-back haul on eligible Instacart purchases certainly makes it worth your while, as does the complimentary Instacart+ membership during the first y...
- Katherine Fan, SlickDealsIf you’re an Instacart aficionado, the Instacart Mastercard can be a solid addition to your wallet that will earn 5% cash back on every purchase as well as additional rewards on a slew of other household expenses, all without an annual fee. However, people who rarely use Instacart may find more earn...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.24% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.24% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
Get a free year of Instacart and a $100 Instacart credit |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | 2% cash back |
| Groceries | No |
| Hotels |
5% cash back Purchased over the phone through the Chase Travel Center |
| Travel |
5% cash back Purchased over the phone through the Chase Travel Center |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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