Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Ink Business Premier℠ credit card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$195.00
Interest Rate: Purchases
19.49% ‐ 27.49% (Variable)
Interest Rate: Purchases
19.49% ‐ 27.49% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
2 - 5% cashback
Rewards
2 - 5% cashback
Signup Bonus
$1,000 after spending $10,000
Signup Bonus
$1,000 after spending $10,000


8/10
Informr score
The Ink Business Premier℠ credit card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Ink Business Premier℠ credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

High-spending business owners that prefer simple unlimited cash-back rewards will find the Ink Business Premier Card to be an ideal fit thanks to its 2 percent rewards rate on all purchases and 2.5 percent purchase bonus on all expenditures over $5,000.

- India Davis, Bankrate
The Ascent
The Ascent

This business credit card has some serious cash back potential with its purchase rewards and sign-up bonus. However, redemption options are more limited than with other Ultimate Rewards credit cards.

- Lyle Daly, Steven Porrello, The Ascent
SlickDeals
SlickDeals

This card has the highest annual fee of the Ink Business card suite, but it’s designed for businesses with bigger operating costs—its already-solid cash-back rate jumps for large purchases. However, savvy Chase cardholders may be disappointed to learn that points earned with this card can’t be moved...

- Marielle Lee, SlickDeals
CreditCards.com
CreditCards.com

This is one of the best small business cards available if you’re searching for a flat-rate cash back card with substantial purchasing power. However, its redemption restrictions hold back its long-term value.

- Garrett Yarbrough, CreditCards.com
Forbes
Forbes

The Ink Business Premier℠ Credit Card is an attractive option for businesses that have high credit card expenditures throughout the year and want to concentrate on earning cash back. However, businesses that prefer to earn travel rewards should look at other credit alternatives

- Jeffrey Brownson, Barbara King, Forbes

Details


Interest Rates
Regular APR Interest Rate 19.49% ‐ 27.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate


Cash Advance Interest Rate


Rates & Fees
Annual Fee $195.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee $0.00
Over Limit Fee
Late Payment Fee 2%

Minimum of $40

Promotions
Sign up bonus $1,000 after spending $10,000

On purchases within the first 3 months

Rewards
All Purchases 2% cash back

2.5% cash back on every purchase of $5000 or more

Restaurants No
Gas No
Groceries No
Hotels No
Travel 5% cash back

On travel purchase through Chase Ultimate Rewards®

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell Phone Protection
  • Trip Cancellation/ Trip Interruption Insurance
  • Trip Delay Reimbursement
  • Baggage Delay Insurance
  • Roadside Dispatch
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Ink Business Premier℠ credit card

Rate It: