Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- India Davis, BankrateHigh-spending business owners that prefer simple unlimited cash-back rewards will find the Ink Business Premier Card to be an ideal fit thanks to its 2 percent rewards rate on all purchases and 2.5 percent purchase bonus on all expenditures over $5,000.
- Lyle Daly, Steven Porrello, The AscentThis business credit card has some serious cash back potential with its purchase rewards and sign-up bonus. However, redemption options are more limited than with other Ultimate Rewards credit cards.
- Marielle Lee, SlickDealsThis card has the highest annual fee of the Ink Business card suite, but it’s designed for businesses with bigger operating costs—its already-solid cash-back rate jumps for large purchases. However, savvy Chase cardholders may be disappointed to learn that points earned with this card can’t be moved...
- Garrett Yarbrough, CreditCards.comThis is one of the best small business cards available if you’re searching for a flat-rate cash back card with substantial purchasing power. However, its redemption restrictions hold back its long-term value.
- Jeffrey Brownson, Barbara King, ForbesThe Ink Business Premier℠ Credit Card is an attractive option for businesses that have high credit card expenditures throughout the year and want to concentrate on earning cash back. However, businesses that prefer to earn travel rewards should look at other credit alternatives
Interest Rates | |
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Regular APR Interest Rate |
19.49% ‐ 27.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
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Cash Advance Interest Rate |
|
Rates & Fees | |
Annual Fee | $195.00 |
Balance Transfer Fee | |
Cash Advance Fee |
5% Minimum of $15 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | |
Late Payment Fee |
2% Minimum of $40 |
Promotions | |
Sign up bonus |
$1,000 after spending $10,000 On purchases within the first 3 months |
Rewards | |
All Purchases |
2% cash back 2.5% cash back on every purchase of $5000 or more |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
5% cash back On travel purchase through Chase Ultimate Rewards® |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
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Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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