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Ink Business Premier℠ credit card review

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Advertiser Disclosure

Annual Fee
$195.00
Interest Rate: Purchases
17.99% ‐ 25.99% (Variable)
Interest Rate: Purchases
17.99% ‐ 25.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
2 - 5% cashback
Rewards
2 - 5% cashback
Signup Bonus
$1,000 after spending $10,000
Signup Bonus
$1,000 after spending $10,000


8.3/10
Informr score
The Ink Business Premier℠ credit card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Ink Business Premier℠ credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

The Ink Business Premier makes sense if you frequently have large business expenses over $5,000. This is because you can earn 2.5% cash back on purchases of $5,000 or more. This is an elevated earning rate you don’t typically see on many business credit cards. But not every business owner spends in...

- Ben Walker, FinanceBuzz
CreditCards.com
CreditCards.com

This is one of the best small business cards available if you’re searching for a flat-rate cash back card with substantial purchasing power. However, its redemption restrictions hold back its long-term value.

- Garrett Yarbrough, CreditCards.com
Fit Small Business
Fit Small Business

Chase Ink Business PremierSM Credit Card is Chase’s newest small business credit card and is great for those who make large purchases frequently. It offers 5% cash back rewards for every dollar spent on travel purchases booked through the Ultimate Rewards program, 2.5% cash back on large purchases w...

- Tricia Tetreault, Fit Small Business
One Mile at a Time
One Mile at a Time

The $195 annual fee Ink Business Premier Card is Chase’s lucrative new cash back card. The card has a welcome bonus of $1,000 cash back upon completing minimum spending, and offers up to 2.5% cash back on purchases, which is almost unheard of. While this card isn’t for those looking to earn travel r...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

The Ink Business Premier Credit Card doesn’t quite hold up to the competition. Or at a minimum, it doesn’t set itself apart. Some business owners who have high expenses and who make large purchases regularly should be able to get solid value out of the card. However, the lack of redemption flexibili...

- Madison Blancaflor, The Points Guy

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate


Cash Advance Interest Rate


Rates & Fees
Annual Fee $195.00
Balance Transfer Fee 5%

Minimum of $15

Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee
Late Payment Fee 2%

Minimum of $40

Promotions
Sign up bonus $1,000 after spending $10,000

On purchases within the first 3 months

Rewards
All Purchases 2% cash back

2.5% cash back on every purchase of $5000 or more

Restaurants No
Gas No
Groceries No
Hotels No
Travel 5% cash back

On travel purchase through Chase Ultimate Rewards®

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell Phone Protection
  • Trip Cancellation/ Trip Interruption Insurance
  • Trip Delay Reimbursement
  • Baggage Delay Insurance
  • Roadside Dispatch
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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