Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Thomas (TJ) Porter, MyBankTrackerThe Indigo Platinum Mastercard is designed for people who want an unsecured credit card that can help them build or rebuild their credit. However, that doesn’t mean that it’s the best card for those purposes. Its high fees and lack of perks doesn't make it a strong choice. Most people may be better...
- Dawn Papandrea, Matthew Klammer, The BalanceIf you need to establish or rebuild your credit and don’t have the cash on hand to put down a security deposit, the Indigo Platinum Mastercard might be worth checking out. You’ll first need to fill out a prequalification application, which will help determine whether or not you may qualify without c...
- Robin Kavanagh, FinanceBuzzThe Indigo Platinum MasterCard is likely best for those who have poor or fair credit scores and have not had much success being approved for other unsecured credit cards. Those with bankruptcies and other negative marks on their credit records could stand a decent chance at approval.
- Jennifer Pacheco, SimpleMoneyLyfeIf the credit limit works for you and you know you can pay down the card every single month, go for it. Just remember that low credit limits can hurt your credit score if you have a high utilization rate. Pay off your bill at the end of every month and make sure your payments are all on time. That’s...
- Chauncey Crail, Dia Adams, ForbesIs The Card For You? No. No one should be subject to this sort of nonsense. Yes, there are people for whom a card like this may be the only option to somehow eat this week. But no one deserves to live in a system where bad options like this are sold as good offers, nor in a system where an offer lik...
Interest Rates | |
---|---|
Regular APR Interest Rate | 24.9% |
Balance Transfer Interest Rate | |
Cash Advance Interest Rate | 29.9% |
Rates & Fees | |
Annual Fee | $0.00 - $99.00 |
Balance Transfer Fee | |
Cash Advance Fee |
5%
|
Foreign Transaction Fee |
1% Of each transaction in U.S. dollars. |
Over Limit Fee |
$40.00 Maximum |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | No |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
- Road Assistance - Travel assistance services - Choose your custom card design for free |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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