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The Indigo® Platinum Mastercard® Credit Card currently has an Informr score of 4.4 out of 10.
This score is based on our evaluation of 11
sources including reviews from users and the web's most trusted critics.
Easy pre-qualification process with fast response
Less than perfect credit is okay
Online servicing available 24/7 at no additional cost
Unsecured credit card, no security deposit required
Account history is reported to the three major credit bureaus in the U.S.
No signup bonus
High variable APR for purchases
Am I eligible?
Indigo® Platinum Mastercard® Credit Card is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Indigo® Platinum Mastercard® is an option if you want to a simple card to build or rebuild your credit, but it has lots of customer complaints. This card has one purpose only: to help you improve your credit by showing a record of responsible behavior. You’ll have to pay an annual fee, but if yo...
- Brendan Harkness, Credit Card Insider
The Indigo Platinum Mastercard potentially allows access to a credit card even if you have fair and even poor credit. However, that alone may not be enough to justify applying for this card over better options that fill the same need. While one version of the card has no annual fee, the others cost...
- Kat Tretina, Investopedia
The Indigo Credit Card is largely underwhelming compared to other cards aimed at helping people build their credit. While it does not require a security deposit, its fees are high enough that you’re probably better off trying to get a secured card, especially given the potential for cash back and ot...
- TJ Porter, Cardcruncher
The Indigo® Platinum Mastercard® is ideal for card users who don’t want or need to spend large amounts while trying to rebuild or establish their credit. Although this card is stark compared to other options when it comes to credit limits and rewards, the Indigo® Platinum Mastercard® may be helpful...
- Michelle Wilson, The Simple Dollar
The Indigo Platinum MasterCard is likely best for those who have poor or fair credit scores and have not had much success being approved for other unsecured credit cards. Those with bankruptcies and other negative marks on their credit records could stand a decent chance at approval.
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