Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ryan Smith, The Points GuyThe IHG Premier Business card has an annual fee of $99 and offers an annual free night award that can be redeemed for more value than that. Cardholders also earn points at quality rates when making purchases in bonus categories, yet the earning rate on everyday purchases is weak. The complimentary P...
- Ben Walker, FinanceBuzzThe IHG Rewards Premier Business card won’t make sense for everyone because it’s a specific hotel card that comes with a $99 annual fee. But the card’s compelling benefits can offset the cost of the fee, making it the right fit for people who frequent IHG hotels.
- Ben Schlappig, One Mile at a TimeThe IHG Premier Business Credit Card is a product that I highly recommend getting. The card’s $99 annual fee is really easy to justify, thanks to the anniversary free night award, up to $50 in United credits, IHG Platinum status, and much more. This free night certificate is the single biggest benef...
- Aaron Hurd, Robin Saks Frankel, ForbesFor small business owners who can regularly stay at IHG Properties, the IHG® Rewards Premier Business Card* is a useful card to have. The card offers generous earnings for stays within the brand, which includes Intercontinental, Kimpton and Holiday Inn hotels and comes with valuable perks that can f...
- Tricia Tetreault, Fit Small BusinessIf you prefer to stay at IHG® Hotels & Resorts when traveling, the IHG® Rewards Premier Business Credit Card from Chase can help you make the most of your business expenses by earning lucrative rewards. It provides a variety of redemption options so you can use your points depending on what your...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.49% ‐ 27.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.49% ‐ 27.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $99.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $40.00 |
| Promotions | |
| Sign up bonus |
140000 points after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 3 points per $1 spent |
| Restaurants | 5 points per $1 spent |
| Gas | 5 points per $1 spent |
| Groceries | No |
| Hotels |
10 points per $1 spent
|
| Travel | 5 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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