Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Robin Saks Frankel, NerdWalletThe points on this card aren't worth as much as the points in some other hotel programs — but you can earn a lot of points per dollar. IHG is relatively generous with free nights, too.
- Kevin Payne, SlickDealsAside from its astounding sign-up bonus, this card offers tons of value, especially for loyal IHG customers, like a free Reward Night on your account anniversary and Platinum Elite status as long as you remain a Premier card member. Plus, it offers a Global Entry, NEXUS or TSA Pre✓® fee credit every...
- Kelli Pate, CreditCards.comWith a large sign-up bonus and other valuable rewards — including a rewards night each year — the IHG One Rewards Premier card is packed with value.
- Ben Schlappig, One Mile at a TimeThe IHG Premier Card is a product that I highly recommend getting. The card’s $99 annual fee is really easy to justify, thanks to the anniversary free night award, up to $50 in United credits, IHG Platinum status, and much more. This free night certificate is the single biggest benefit of the card,...
- Katie Genter, Chris Nelson, The Points GuyIf you're a loyal IHG traveler looking to make the most of IHG One Rewards, having the IHG One Rewards Premier Credit Card makes sense. After all, the card provides perks like automatic Platinum Elite status, a fourth-night-free reward on award stays of four or more nights and a large bonus multipli...
Interest Rates | |
---|---|
Regular APR Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $99.00 |
Balance Transfer Fee |
5% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
140000 points after spending $3,000 On purchases within the first 3 months |
Rewards | |
All Purchases | 3 points per $1 spent |
Restaurants | 5 points per $1 spent |
Gas | 5 points per $1 spent |
Groceries | No |
Hotels |
10 points per $1 spent
|
Travel | 5 points per $1 spent |
Pharmacy | No |
Bills | No |
Additional Details |
Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each calendar year. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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