IHG® Rewards Club Premier Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
18.24% ‐ 25.24% (Variable)
Balance Transfer
18.24% ‐ 25.24% (Variable)
Rewards
1 - 10 points
Signup Bonus
125000 points (after spending $3,000)


8.4/10
Informr score
The IHG® Rewards Club Premier Credit Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 15 sources including reviews from users and the web's most trusted critics.

Am I eligible?


IHG® Rewards Club Premier Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time

The IHG Premier Card is a card that I highly recommend getting. Not because it makes sense to put a lot of spending on the card, but because the anniversary free night certificate can be worth way more than the $89 annual fee. Add in the IHG Platinum status, fourth night free on award redemptions, G...

- Ben, One Mile at a Time
CreditCards.com

With a large sign-up bonus and other valuable rewards — including a free hotel night each year — the IHG Rewards Club Premier card is packed with value.

- Robin Ratcliff, CreditCards.com
Money Crashers

It’s great for frequent travelers can spend enough – and redeem free nights frequently enough – to offset the $49 annual fee, and don’t mind redeeming their earned points for hotel stays.

- Brian Martucci, Money Crashers
Finder

The IHG Rewards Club Premier Credit Card can be a great choice if you often stay at Holiday Inn, InterContinental or any other hotel under the IHG umbrella. With this card you earn accelerated points on IHG stays, at gas stations, restaurants and grocery stores. In addition, you get free night every...

- Finder
Bald Thoughts

In my opinion, this card is great for any type of traveler! Whether you love budget travel at the Holiday Inn type or to experience luxury at the Intercontinental Atheneum (or at Kimpton properties that Lee loves), this card is incredibly valuable!

- Brett Holzhauer, Bald Thoughts

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $89.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 125000 points after spending $3,000

- On purchases within the first 3 months.

- Plus earn an additional 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.

- 4 point per dollar on all purchases for the first 12 months

- 40X points total per dollar at IHG for the first 12 months

-- That's 25X points at IHG® Hotels and Resorts for the first 12 months from account opening as an IHG® Rewards Club Premier Credit Cardmember – after that, 10X points at IHG® Hotels and Resorts

-- Plus 10X points from IHG® for being an IHG® Rewards Club member

-- Plus 5X points from IHG® with Platinum Elite Status, a benefit of this card

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels 10 points per $1 spent

- On purchases when you stay at IHG hotels.

- Plus 15 points per $1 spent during your stay as an IHG® Rewards Club member

Travel No
Pharmacy No
Bills No
Additional Details

Earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.

Features & Benefits
Additional Card Holders Yes

Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Automatic Platinum Elite status as long as you remain an IHG Rewards Club Premier Cardmember.

- Enjoy a Free night after each account anniversary year at IHG hotels worldwide.

- Save 20% when you purchase points with your IHG Rewards Club Premier credit card.

- Free reward night when you redeem points for any stay of 4 or more nights.

- Baggage Delay Insurance

- Lost Luggage Reimbursement

- Trip Cancellation/Trip Interruption Insurance

- Global Entry or TSA Pre✓ Fee Credit

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


One Mile at a Time

Highly recommended

from One Mile at a Time

The IHG Premier Card is a card that I highly recommend getting. Not because it makes sense to put a lot of spending on the card, but because the anniversary free night certificate can be worth way more than the $89 annual fee. Add in the IHG Platinum status, fourth night free on award redemptions...More

The IHG Premier Card is a card that I highly recommend getting. Not because it makes sense to put a lot of spending on the card, but because the anniversary free night certificate can be worth way more than the $89 annual fee. Add in the IHG Platinum status, fourth night free on award redemptions, Global Entry/TSA Pre-Check credit, and more, and this card is a no brainer.

Read full review

Less

CreditCards.com

Great earning rate on IHG hotel stays

from CreditCards.com

With a large sign-up bonus and other valuable rewards — including a free hotel night each year — the IHG Rewards Club Premier card is packed with value.

Read full review

With a large sign-up bonus and other valuable rewards — including a free hotel night each year — the IHG Rewards Club Premier card is packed with value.

Read full review

Less

Money Crashers

Great for frequent travelers who like being rewarded for everyday purchases

from Money Crashers

It’s great for frequent travelers can spend enough – and redeem free nights frequently enough – to offset the $49 annual fee, and don’t mind redeeming their earned points for hotel stays.

Read full review

It’s great for frequent travelers can spend enough – and redeem free nights frequently enough – to offset the $49 annual fee, and don’t mind redeeming their earned points for hotel stays.

Read full review

Less

Finder

Earn accelerated points, hotel stays and a Global Entry

The IHG Rewards Club Premier Credit Card can be a great choice if you often stay at Holiday Inn, InterContinental or any other hotel under the IHG umbrella. With this card you earn accelerated points on IHG stays, at gas stations, restaurants and grocery stores. In addition, you get free night ev...More

The IHG Rewards Club Premier Credit Card can be a great choice if you often stay at Holiday Inn, InterContinental or any other hotel under the IHG umbrella. With this card you earn accelerated points on IHG stays, at gas stations, restaurants and grocery stores. In addition, you get free night every year and if you redeem for four nights or more, you get another free night.

Read full review

Less

Bald Thoughts

Sweet point bonus, great perks

from Bald Thoughts

In my opinion, this card is great for any type of traveler! Whether you love budget travel at the Holiday Inn type or to experience luxury at the Intercontinental Atheneum (or at Kimpton properties that Lee loves), this card is incredibly valuable!

Read full review

In my opinion, this card is great for any type of traveler! Whether you love budget travel at the Holiday Inn type or to experience luxury at the Intercontinental Atheneum (or at Kimpton properties that Lee loves), this card is incredibly valuable!

Read full review

Less

CardRatings.com

Great rewards for loyal customers of IHG

from CardRatings.com

The perks that come with Platinum Elite Status, the free night opportunities, the hefty welcome bonus and the ongoing rewards earning should entice customers who are looking for a hotel they can call a home away from home.

Read full review

The perks that come with Platinum Elite Status, the free night opportunities, the hefty welcome bonus and the ongoing rewards earning should entice customers who are looking for a hotel they can call a home away from home.

Read full review

Less

HighYa

A great fit for IHG loyalists

from HighYa

Chase’s IHG Rewards Club Premier is the top-tier IHG hotel rewards credit card available, offering complimentary Platinum Elite status, a sign-up bonus of 80,000 points and other excellent perks.

Read full review

Chase’s IHG Rewards Club Premier is the top-tier IHG hotel rewards credit card available, offering complimentary Platinum Elite status, a sign-up bonus of 80,000 points and other excellent perks.

Read full review

Less

Hustler MoneyBlog

A pretty good card

from Hustler MoneyBlog

With this card you can earn 80,000 bonus points when you complete the spending requirements, and earn up to 10X bonus points when you stay at IHG hotels.

For those who travel often, the IHG® Rewards Club Premier Credit Card is the ideal card for maximizing hotel stays!

Read full review

With this card you can earn 80,000 bonus points when you complete the spending requirements, and earn up to 10X bonus points when you stay at IHG hotels.

For those who travel often, the IHG® Rewards Club Premier Credit Card is the ideal card for maximizing hotel stays!

Read full review

Less

Get.com

Excellent travel credit card with exclusive IHG perks

from Get.com

A solid travel credit card to have if you stay and spend at IHG properties regularly. Some of the amazing IHG perks you can look forward to include Anniversary Free Night, Fourth Reward Night Free, IHG Rewards Club Platinum Elite status and earning 10 points per $1 spent on purchases when you sta...More

A solid travel credit card to have if you stay and spend at IHG properties regularly. Some of the amazing IHG perks you can look forward to include Anniversary Free Night, Fourth Reward Night Free, IHG Rewards Club Platinum Elite status and earning 10 points per $1 spent on purchases when you stay at IHG hotels. Although this card has a $89 annual fee, the benefits that the card has to offer could be well worth the very reasonable fee.

Read full review

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MagnifyMoney

Big points for hotel stays

from MagnifyMoney

While the IHG Rewards Club Premier Card offers a higher 10 points per $1 spent when you stay at IHG-branded hotels, it falls short of competing credit cards in the all-important travel and dining categories when compared with other credit cards. And you only get 1 point per $1 spent at non-IHG hotels.

Read full review

While the IHG Rewards Club Premier Card offers a higher 10 points per $1 spent when you stay at IHG-branded hotels, it falls short of competing credit cards in the all-important travel and dining categories when compared with other credit cards. And you only get 1 point per $1 spent at non-IHG hotels.

Read full review

Less

User Reviews


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