IHG Rewards Club Premier Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
18.24% ‐ 25.24%
Balance Transfer
18.24% ‐ 25.24%
Rewards
1 - 10 points
Signup Bonus
80000 points (after spending $2,000)


8.4/10
Informr score
The IHG Rewards Club Premier Credit Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 15 sources including reviews from users and the web's most trusted critics.

Am I eligible?


IHG Rewards Club Premier Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

With a large sign-up bonus and other valuable rewards — including a free hotel night each year — the IHG Rewards Club Premier card is packed with value.

- Robin Ratcliff, CreditCards.com
Money Crashers

It’s great for frequent travelers can spend enough – and redeem free nights frequently enough – to offset the $49 annual fee, and don’t mind redeeming their earned points for hotel stays.

- Brian Martucci, Money Crashers
Finder

The IHG Rewards Club Premier Credit Card can be a great choice if you often stay at Holiday Inn, InterContinental or any other hotel under the IHG umbrella. With this card you earn accelerated points on IHG stays, at gas stations, restaurants and grocery stores. In addition, you get free night every...

- Finder
Bald Thoughts

In my opinion, this card is great for any type of traveler! Whether you love budget travel at the Holiday Inn type or to experience luxury at the Intercontinental Atheneum (or at Kimpton properties that Lee loves), this card is incredibly valuable!

- Brett Holzhauer, Bald Thoughts
CardRatings.com

The perks that come with Platinum Elite Status, the free night opportunities, the hefty welcome bonus and the ongoing rewards earning should entice customers who are looking for a hotel they can call a home away from home.

- Brooklyn Lowery, CardRatings.com

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $89.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 80000 points after spending $2,000

- On purchases within the first 3 months.

- Plus earn an additional 40,000 bonus points after you spend $5,000 on purchases in the first 6 months from account opening.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels 10 points per $1 spent

On purchases when you stay at IHG hotels.

Travel No
Pharmacy No
Bills No
Additional Details

Earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.

Features & Benefits
Additional Card Holders Yes

Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Automatic Platinum Elite status as long as you remain an IHG Rewards Club Premier Cardmember.

- Enjoy a Free night after each account anniversary year at IHG hotels worldwide.

- Save 20% when you purchase points with your IHG Rewards Club Premier credit card.

- Free reward night when you redeem points for any stay of 4 or more nights.

- Baggage Delay Insurance

- Lost Luggage Reimbursement

- Trip Cancellation/Trip Interruption Insurance

- Global Entry or TSA Pre✓ Fee Credit

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Great earning rate on IHG hotel stays

from CreditCards.com

With a large sign-up bonus and other valuable rewards — including a free hotel night each year — the IHG Rewards Club Premier card is packed with value.

Read full review

With a large sign-up bonus and other valuable rewards — including a free hotel night each year — the IHG Rewards Club Premier card is packed with value.

Read full review

Less

Money Crashers

Great for frequent travelers who like being rewarded for everyday purchases

from Money Crashers

It’s great for frequent travelers can spend enough – and redeem free nights frequently enough – to offset the $49 annual fee, and don’t mind redeeming their earned points for hotel stays.

Read full review

It’s great for frequent travelers can spend enough – and redeem free nights frequently enough – to offset the $49 annual fee, and don’t mind redeeming their earned points for hotel stays.

Read full review

Less

Finder

Earn accelerated points, hotel stays and a Global Entry

The IHG Rewards Club Premier Credit Card can be a great choice if you often stay at Holiday Inn, InterContinental or any other hotel under the IHG umbrella. With this card you earn accelerated points on IHG stays, at gas stations, restaurants and grocery stores. In addition, you get free night ev...More

The IHG Rewards Club Premier Credit Card can be a great choice if you often stay at Holiday Inn, InterContinental or any other hotel under the IHG umbrella. With this card you earn accelerated points on IHG stays, at gas stations, restaurants and grocery stores. In addition, you get free night every year and if you redeem for four nights or more, you get another free night.

Read full review

Less

Bald Thoughts

Sweet point bonus, great perks

from Bald Thoughts

In my opinion, this card is great for any type of traveler! Whether you love budget travel at the Holiday Inn type or to experience luxury at the Intercontinental Atheneum (or at Kimpton properties that Lee loves), this card is incredibly valuable!

Read full review

In my opinion, this card is great for any type of traveler! Whether you love budget travel at the Holiday Inn type or to experience luxury at the Intercontinental Atheneum (or at Kimpton properties that Lee loves), this card is incredibly valuable!

Read full review

Less

CardRatings.com

Great rewards for loyal customers of IHG

from CardRatings.com

The perks that come with Platinum Elite Status, the free night opportunities, the hefty welcome bonus and the ongoing rewards earning should entice customers who are looking for a hotel they can call a home away from home.

Read full review

The perks that come with Platinum Elite Status, the free night opportunities, the hefty welcome bonus and the ongoing rewards earning should entice customers who are looking for a hotel they can call a home away from home.

Read full review

Less

HighYa

A great fit for IHG loyalists

from HighYa

Chase’s IHG Rewards Club Premier is the top-tier IHG hotel rewards credit card available, offering complimentary Platinum Elite status, a sign-up bonus of 80,000 points and other excellent perks.

Read full review

Chase’s IHG Rewards Club Premier is the top-tier IHG hotel rewards credit card available, offering complimentary Platinum Elite status, a sign-up bonus of 80,000 points and other excellent perks.

Read full review

Less

Hustler MoneyBlog

A pretty good card

from Hustler MoneyBlog

With this card you can earn 80,000 bonus points when you complete the spending requirements, and earn up to 10X bonus points when you stay at IHG hotels.

For those who travel often, the IHG® Rewards Club Premier Credit Card is the ideal card for maximizing hotel stays!

Read full review

With this card you can earn 80,000 bonus points when you complete the spending requirements, and earn up to 10X bonus points when you stay at IHG hotels.

For those who travel often, the IHG® Rewards Club Premier Credit Card is the ideal card for maximizing hotel stays!

Read full review

Less

Get.com

Excellent travel credit card with exclusive IHG perks

from Get.com

A solid travel credit card to have if you stay and spend at IHG properties regularly. Some of the amazing IHG perks you can look forward to include Anniversary Free Night, Fourth Reward Night Free, IHG Rewards Club Platinum Elite status and earning 10 points per $1 spent on purchases when you sta...More

A solid travel credit card to have if you stay and spend at IHG properties regularly. Some of the amazing IHG perks you can look forward to include Anniversary Free Night, Fourth Reward Night Free, IHG Rewards Club Platinum Elite status and earning 10 points per $1 spent on purchases when you stay at IHG hotels. Although this card has a $89 annual fee, the benefits that the card has to offer could be well worth the very reasonable fee.

Read full review

Less

One Mile at a Time

A compelling card

from One Mile at a Time

Between the great sign-up bonus and the fact that the card isn’t subjected to the 5/24 rule, I’d say this is a card that’s worth picking up. It’s also a card that’s worth holding onto long term, in particular for the anniversary free night certificate and the fourth night free benefit. 

Read full review

Between the great sign-up bonus and the fact that the card isn’t subjected to the 5/24 rule, I’d say this is a card that’s worth picking up. It’s also a card that’s worth holding onto long term, in particular for the anniversary free night certificate and the fourth night free benefit. 

Read full review

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MagnifyMoney

Big points for hotel stays

from MagnifyMoney

While the IHG Rewards Club Premier Card offers a higher 10 points per $1 spent when you stay at IHG-branded hotels, it falls short of competing credit cards in the all-important travel and dining categories when compared with other credit cards. And you only get 1 point per $1 spent at non-IHG hotels.

Read full review

While the IHG Rewards Club Premier Card offers a higher 10 points per $1 spent when you stay at IHG-branded hotels, it falls short of competing credit cards in the all-important travel and dining categories when compared with other credit cards. And you only get 1 point per $1 spent at non-IHG hotels.

Read full review

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User Reviews


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