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HSBC Premier World Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
21.24% ‐ 25.24% (Variable)
Interest Rate: Purchases
21.24% ‐ 25.24% (Variable)
Balance Transfer
21.24% ‐ 25.24% (Variable)
Balance Transfer
21.24% ‐ 25.24% (Variable)
1 - 2 points
1 - 2 points
Signup Bonus
35000 points (after spending $3,000)
Signup Bonus
35000 points (after spending $3,000)

Informr score
The HSBC Premier World Mastercard® currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?

HSBC Premier World Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The HSBC Premier World Mastercard offers decent rewards, solid benefits, and a one-time offer that’s worth between $400 and about $500, depending on how it’s redeemed. With no annual fee, the card’s a natural choice for those who hold a mortgage, keep a high account balance, or make hefty direct dep...

- Mitchell Strohm, Investopedia

If you’re an HSBC Premier customer wanting a travel rewards credit card with low to no annual fee, the HSBC Premier World Mastercard credit card could be a decent choice. You get to earn points on travel purchases, you get a solid signup bonus, TSA PreCheck application fee credit and more.

- Finder
Bank Deal Guy
Bank Deal Guy

With the HSBC Premier World Mastercard Credit Card they have you covered for lost luggage to trip cancellations. Shopping benefits include purchase assurance which covers most purchases up to $1,000 against accidental damage or theft for 90 days from the date of purchase and more.

- Anthony Nguyen, Bank Deal Guy
Doctor Of Credit
Doctor Of Credit

There is a lot of moving parts with this card, I think it makes more sense to get it when they are offering a higher sign up bonus on the checking account. Once you have the card, I do think it’s worth keeping as they do offer generous spending bonuses on an on going basis and the points themselves...

- William Charles, Doctor Of Credit


Interest Rates
Regular APR Interest Rate 21.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 35000 points after spending $3,000

On purchases within the first 3 months.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent
Pharmacy No
Bills No
Additional Details

Transfer your Points to air miles with participating airline partners

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores
  • 10% discount when you book your hotel or vacation home stay through Expedia, Agoda or onefinestay
  • $85 TSA Pre✓ credit to reimburse the application fee
  • $50 Annual Statement Credits for rides with Uber and Lyft
  • Get $5 off with Postmates on orders $25 or more for delivery of food, drinks and groceries
  • Lost or damaged baggage coverage
  • Unlimited Boingo Wi-Fi access
  • Trip Cancellation Insurance
  • Roadside Assistance
  • Hotel and Motel Burglary Insurance
  • Priceless Golf
  • Priceless Cities
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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